Microalbumin urine screen at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.69 with Freedom Health vs $143.01 with CareWorks (Rockport) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $0.69
Optimum MGMCR $0.69
AvMed HIX $1.04
Simply Healthcare Plans MGMCR $1.04
Freedom Health MGMCD $1.28
Molina MCR $1.52
Health Sun Health Plan MGMCR $1.70
AvMed FullyInsured $1.92
Sunshine State Health Plan QHP $2.04
AvMed Empower $2.08
AvMed Flex $2.08
AvMed Engage $2.08
AvMed Select $2.08
AvMed Focus $2.08
Molina HIX $2.16
AvMed ASOEO $2.24
Aetna ASA $2.40
Humana HMO $2.96
Humana PPO $3.20
United PPO OptionsPPO $3.52
United GlobalBenefitPlanAppendix $3.60
Prime Health Sherriff COMM $4.00
AvMed JacksonFirstNetworkOON $4.00
Plotkin Health COMM $4.00
Multiplan COMMPPOPRIMARYNETWORK $6.00
Humana TRICR $6.20
United AllPayerAppendix $6.23
United GVT $6.23
Devoted Health MCR $6.23
HUMANA MGMCRHMO $6.23
HUMANA MGMCRPPO $6.23
United Behavioral Health VACCN $6.23
NDMS Definitive Care MGMCR $6.23
Veterans Evaluation Services MCR $6.23
Wellmed MGMCR $6.23
CarePlus MGMCR $6.23
Hospice Treasure Coast MGMCD $6.23
Hospice Treasure Coast MGMCR $6.23
Hospice of Treasure Coast COMM $6.23
Ultimate Health Plan MCR $6.35
United MCR $6.35
BCBS MCRHMO $6.35
BCBS MCRPPO $6.35
Aetna MCR $6.42
Sunshine State MCR $6.54
Prominence HealthFirst MCRHMO $6.54
American Health Plan MCR $6.60
Florida Complete Care MCR $6.67
Cigna Healthspring MCR $6.67
Multiplan COMMPPOCOMPLEMENTARYNETWORK $6.80
Sunshine State MCD $6.85
Centurion GVT $6.85
Longevity Health Plan MCR $7.48
AmeriHealth Caritas MGMCR $7.48
Solis Health Plan MCR $9.03
Oscar HIX $12.02
Simply Healthcare HIX $14.08
CorVel Corporation WORKERSCOMP $140.06
Prime Health WORKERSCOMP $143.01
CareWorks (Rockport) WORKERSCOMP $143.01
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
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Microalbumin urine screen at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $18.20 $1.50 – $18.75
cleveland clinic florida weston hospital Weston $18.20 $1.43 – $23.80
indian river hospital Vero Beach $18.20 $1.43 – $20.80
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $11.00 $6.23 – $22.96
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $9.24 $6.23 – $22.96
HCA FLORIDA LAKE CITY HOSPITAL LIVE OAK $37.25 $5.61 – $133.15
HCA FLORIDA OAK HILL HOSPITAL BROOKSVILLE $7.00 $5.65 – $139.33
Adventhealth Daytona Beach Daytona Beach not published $5.92 – $10.40

All Florida hospitals for this procedure →