M/phmtrc alys ishquant/semiq at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$583.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$583.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.14 with Freedom Health vs $495.55 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $50.14 ↓ -91%
Optimum MGMCR $50.14 ↓ -91%
AvMed HIX $75.79 ↓ -87%
Simply Healthcare Plans MGMCR $75.79 ↓ -87%
Freedom Health MGMCD $93.28 ↓ -84%
Oscar HIX $110.77 ↓ -81%
Molina MCR $110.77 ↓ -81%
Health Sun Health Plan MGMCR $124.18 ↓ -79%
Simply Healthcare HIX $137.00 ↓ -77%
AvMed FullyInsured $139.92 ↓ -76%
Sunshine State Health Plan QHP $148.66 ↓ -75%
United AllPayerAppendix $149.16 ↓ -74%
AvMed Select $151.58 ↓ -74%
AvMed Focus $151.58 ↓ -74%
AvMed Flex $151.58 ↓ -74%
AvMed Engage $151.58 ↓ -74%
AvMed Empower $151.58 ↓ -74%
Molina HIX $157.41 ↓ -73%
AvMed ASOEO $163.24 ↓ -72%
Aetna ASA $174.90 ↓ -70%
Humana HMO $215.71 ↓ -63%
Humana PPO $233.20 ↓ -60%
United PPO OptionsPPO $256.52 ↓ -56%
United GlobalBenefitPlanAppendix $262.35 ↓ -55%
CorVel Corporation WORKERSCOMP $286.13 ↓ -51%
Plotkin Health COMM $291.50 ↓ -50%
AvMed JacksonFirstNetworkOON $291.50 ↓ -50%
Prime Health Sherriff COMM $291.50 ↓ -50%
CareWorks (Rockport) WORKERSCOMP $292.15 ↓ -50%
Prime Health WORKERSCOMP $292.15 ↓ -50%
Multiplan COMMPPOPRIMARYNETWORK $437.25 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $495.55 ↓ -15%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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M/phmtrc alys ishquant/semiq at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $971.10 $15.00 – $603.00
Adventhealth Daytona Beach Daytona Beach $326.82 $169.02 – $296.94
Adventhealth Lake Wales Lake Wales $455.16 not published
Adventhealth Palm Coast Parkway Palm Coast $1,202.54 $169.02 – $380.01
Adventhealth Tampa Tampa $1,666.44 $177.91 – $394.97
AdventHealth New Smyrna Beach New Smyrna Beach $745.57 $169.02 – $388.65
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $971.10 $37.09 – $603.00

All Florida hospitals for this procedure →