Ins mark thor for right perq at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,495.00 with Freedom Health vs $26,390.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCD $1,495.00
CorVel Corporation WORKERSCOMP $1,668.74
Prime Health WORKERSCOMP $1,703.87
CareWorks (Rockport) WORKERSCOMP $1,703.87
Molina MCR $1,950.00
Health Sun Health Plan MGMCR $2,050.00
Simply Healthcare Plans MGMCR $2,160.00
Optimum MGMCR $2,350.00
Freedom Health MGMCR $2,350.00
Molina HIX $2,702.00
Simply Healthcare HIX $4,989.00
Oscar HIX $5,336.00
BCBS MBN $7,858.00
BCBS HMO $9,346.00
BCBS SBN $9,346.00
BCBS NWB $9,499.00
BCBS PPO $9,499.00
AvMed HIX $9,796.00
Cigna NewBusinessNBN $11,166.00
BCBS BSLNON-PAR $13,231.00
BCBS PHS $13,231.00
Cigna HMO $15,153.00
Cigna PPO $15,153.00
United AllPayerAppendix $16,800.00
AvMed FullyInsured $24,023.00
AvMed Flex $24,023.00
AvMed Focus $24,023.00
AvMed Engage $24,023.00
AvMed Empower $24,023.00
AvMed Select $24,023.00
AvMed ASOEO $26,390.00

Visitor-reported prices

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Ins mark thor for right perq at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $5,114.20 $215.88 – $5,901.00
Adventhealth Tampa Tampa $3,246.42 $1,445.42 – $3,208.83
cleveland clinic florida weston hospital Weston $5,114.20 $118.56 – $6,687.80
indian river hospital Vero Beach $5,114.20 $118.56 – $6,294.40
Baptist Hospital MIAMI $4,790.50 $173.17 – $6,633.00
Bethesda Hospital East BOYNTON BEACH $4,790.50 $670.86 – $6,633.00
Boca Raton Regional Hospital BOCA RATON $4,291.30 $1,419.46 – $4,707.00
Doctors Hospital CORAL GABLES $4,790.50 $650.33 – $6,633.00

All Florida hospitals for this procedure →