Hlth bhv ivntj fam without pt ea at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$221.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$221.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.25 with BCBS vs $187.85 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRHMO $15.25 ↓ -93%
Aetna MCR $15.25 ↓ -93%
Freedom Health MGMCR $19.01 ↓ -91%
Optimum MGMCR $19.01 ↓ -91%
Simply Healthcare Plans MGMCR $28.73 ↓ -87%
AvMed HIX $28.73 ↓ -87%
CorVel Corporation WORKERSCOMP $31.35 ↓ -86%
CareWorks (Rockport) WORKERSCOMP $32.01 ↓ -86%
Prime Health WORKERSCOMP $32.01 ↓ -86%
Freedom Health MGMCD $35.36 ↓ -84%
Aetna QHP $38.45 ↓ -83%
Molina MCR $41.99 ↓ -81%
Oscar HIX $41.99 ↓ -81%
Aetna HMO $43.09 ↓ -81%
Health Sun Health Plan MGMCR $47.07 ↓ -79%
Simply Healthcare HIX $51.94 ↓ -76%
AvMed FullyInsured $53.04 ↓ -76%
Aetna PPO $53.92 ↓ -76%
AvMed Flex $57.46 ↓ -74%
AvMed Select $57.46 ↓ -74%
AvMed Empower $57.46 ↓ -74%
AvMed Engage $57.46 ↓ -74%
AvMed Focus $57.46 ↓ -74%
Cigna NewBusinessNBN $58.12 ↓ -74%
Molina HIX $59.67 ↓ -73%
AvMed ASOEO $61.88 ↓ -72%
Aetna ASA $66.30 ↓ -70%
Cigna HMO $77.57 ↓ -65%
Cigna PPO $77.57 ↓ -65%
Humana HMO $81.77 ↓ -63%
Humana PPO $88.40 ↓ -60%
United PPO OptionsPPO $97.24 ↓ -56%
United GlobalBenefitPlanAppendix $99.45 ↓ -55%
AvMed JacksonFirstNetworkOON $110.50 ↓ -50%
Plotkin Health COMM $110.50 ↓ -50%
Prime Health Sherriff COMM $110.50 ↓ -50%
Multiplan COMMPPOPRIMARYNETWORK $165.75 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $187.85 ↓ -15%

Visitor-reported prices

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Hlth bhv ivntj fam without pt ea at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $140.40 $27.26 – $194.40
cleveland clinic florida weston hospital Weston $140.40 $25.96 – $162.00
indian river hospital Vero Beach $140.40 $25.96 – $183.60
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $30.40 – $31.04
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $30.40 – $31.04
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $31.35 – $32.01
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville not published $67.75 – $67.75
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola not published $23.00 – $23.00

All Florida hospitals for this procedure →