Fetal contract stress test 59020 - 26 at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$3,170.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,170.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.72 with Humana vs $8,400.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICR $21.72 ↓ -99%
Freedom Health MGMCR $272.62 ↓ -91%
Optimum MGMCR $272.62 ↓ -91%
CorVel Corporation WORKERSCOMP $321.15 ↓ -90%
Prime Health WORKERSCOMP $327.91 ↓ -90%
CareWorks (Rockport) WORKERSCOMP $327.91 ↓ -90%
Simply Healthcare Plans MGMCR $412.10 ↓ -87%
AvMed HIX $412.10 ↓ -87%
Freedom Health MGMCD $507.20 ↓ -84%
Aetna QHP $551.58 ↓ -83%
Oscar HIX $602.30 ↓ -81%
Aetna HMO $618.15 ↓ -81%
Health Sun Health Plan MGMCR $675.21 ↓ -79%
Simply Healthcare HIX $744.95 ↓ -77%
AvMed FullyInsured $760.80 ↓ -76%
Aetna PPO $773.48 ↓ -76%
Sunshine State Health Plan QHP $808.35 ↓ -75%
AvMed Empower $824.20 ↓ -74%
AvMed Focus $824.20 ↓ -74%
AvMed Flex $824.20 ↓ -74%
AvMed Engage $824.20 ↓ -74%
AvMed Select $824.20 ↓ -74%
Cigna NewBusinessNBN $833.71 ↓ -74%
Molina HIX $855.90 ↓ -73%
AvMed ASOEO $887.60 ↓ -72%
Aetna ASA $951.00 ↓ -70%
Cigna HMO $1,112.67 ↓ -65%
Cigna PPO $1,112.67 ↓ -65%
Humana HMO $1,172.90 ↓ -63%
Humana PPO $1,268.00 ↓ -60%
United PPO OptionsPPO $1,394.80 ↓ -56%
United GlobalBenefitPlanAppendix $1,426.50 ↓ -55%
Prime Health Sherriff COMM $1,585.00 ↓ -50%
Plotkin Health COMM $1,585.00 ↓ -50%
AvMed JacksonFirstNetworkOON $1,585.00 ↓ -50%
Molina MCR $1,950.00 ↓ -38%
Multiplan COMMPPOPRIMARYNETWORK $2,377.50 ↓ -25%
Multiplan COMMPPOCOMPLEMENTARYNETWORK $2,694.50 ↓ -15%
BCBS MBN $3,158.00 ↓ -0%
BCBS SBN $3,727.00 ↑ +18%
BCBS HMO $3,727.00 ↑ +18%
BCBS PPO $3,791.00 ↑ +20%
BCBS NWB $3,791.00 ↑ +20%
BCBS PHS $5,559.00 ↑ +75%
BCBS BSLNON-PAR $5,559.00 ↑ +75%
United AllPayerAppendix $8,400.00 ↑ +165%

Visitor-reported prices

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Fetal contract stress test 59020 - 26 at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart not published $134.05 – $232.24
Adventhealth Daytona Beach Daytona Beach $604.24 $200.57 – $352.36
Adventhealth Tampa Tampa $2,089.82 $211.12 – $468.69
Adventhealth Port Charlotte Port Charlotte $1,501.44 $211.12 – $385.51
indian river hospital Vero Beach $171.60 $35.90 – $264.00
Baptist Hospital MIAMI $878.80 $125.24 – $1,216.80
Bethesda Hospital East BOYNTON BEACH $878.80 $125.24 – $1,216.80
Baptist Health Hospital Doral SOUTH MIAMI $878.80 $121.40 – $1,216.80

All Florida hospitals for this procedure →