Established Patient Office Visit (level 5) at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$123.50 with CorVel Corporation vs $1,666.85 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $123.50
CareWorks (Rockport) WORKERSCOMP $126.10
Prime Health WORKERSCOMP $126.10
Aetna MCR $135.31
BCBS MCRHMO $135.31
Optimum MGMCR $168.65
Freedom Health MGMCR $218.10
BCBS MBN $317.68
Simply Healthcare Plans MGMCR $329.68
Aetna QHP $341.21
BCBS SBN $370.63
BCBS HMO $370.63
Oscar HIX $372.59
Aetna HMO $382.39
BCBS NWB $394.16
BCBS PPO $394.16
Freedom Health MGMCD $405.76
Health Sun Health Plan MGMCR $417.69
Simply Healthcare HIX $460.83
BCBS BSLNON-PAR $472.60
BCBS PHS $472.60
Aetna PPO $478.48
Molina MCR $481.84
Sunshine State Health Plan QHP $500.06
Molina HIX $529.47
Aetna ASA $588.30
Cigna NewBusinessNBN $666.97
United PPO OptionsPPO $862.84
United GlobalBenefitPlanAppendix $882.45
Cigna PPO $890.14
Cigna HMO $890.14
Humana HMO $938.32
AvMed JacksonFirstNetworkOON $980.50
Prime Health Sherriff COMM $980.50
Plotkin Health COMM $980.50
Humana PPO $1,014.40
Multiplan COMMPPOPRIMARYNETWORK $1,470.75
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,666.85

Visitor-reported prices

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Established Patient Office Visit (level 5) at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $728.00 $62.40 – $225.00
Adventhealth Daytona Beach Daytona Beach $486.05 not published
Adventhealth Lake Wales Lake Wales $828.10 not published
Adventhealth Palm Coast Parkway Palm Coast $1,062.55 not published
Adventhealth Tampa Tampa $951.11 not published
AdventHealth New Smyrna Beach New Smyrna Beach $637.55 not published
Adventhealth Port Charlotte Port Charlotte $1,107.88 not published
cleveland clinic florida weston hospital Weston $728.00 $50.40 – $560.00

All Florida hospitals for this procedure →