Established Patient Office Visit (level 1) at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.05 with CorVel Corporation vs $576.30 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $18.05
CareWorks (Rockport) WORKERSCOMP $18.43
Prime Health WORKERSCOMP $18.43
Aetna MCR $46.78
BCBS MCRHMO $46.78
Optimum MGMCR $58.31
Freedom Health MGMCR $75.51
BCBS MBN $109.84
Simply Healthcare Plans MGMCR $114.14
Aetna QHP $117.97
BCBS SBN $128.14
BCBS HMO $128.14
Oscar HIX $128.82
Aetna HMO $132.21
BCBS NWB $136.28
BCBS PPO $136.28
Freedom Health MGMCD $140.48
Health Sun Health Plan MGMCR $144.41
Simply Healthcare HIX $159.33
BCBS BSLNON-PAR $163.40
BCBS PHS $163.40
Aetna PPO $165.43
Molina MCR $166.82
Sunshine State Health Plan QHP $172.89
Molina HIX $183.06
Aetna ASA $203.40
Cigna NewBusinessNBN $230.91
United PPO OptionsPPO $298.32
United GlobalBenefitPlanAppendix $305.10
Cigna PPO $308.18
Cigna HMO $308.18
Humana HMO $324.86
AvMed JacksonFirstNetworkOON $339.00
Prime Health Sherriff COMM $339.00
Plotkin Health COMM $339.00
Humana PPO $351.20
Multiplan COMMPPOPRIMARYNETWORK $508.50
Multiplan COMMPPOCOMPLEMENTARYNETWORK $576.30

Visitor-reported prices

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Established Patient Office Visit (level 1) at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $122.20 $6.99 – $94.00
Adventhealth Daytona Beach Daytona Beach $265.94 not published
Adventhealth Lake Wales Lake Wales $543.34 not published
Adventhealth Palm Coast Parkway Palm Coast $360.17 not published
Adventhealth Tampa Tampa $313.58 not published
AdventHealth New Smyrna Beach New Smyrna Beach $197.87 not published
Adventhealth Port Charlotte Port Charlotte $584.72 not published
cleveland clinic florida weston hospital Weston $122.20 $5.59 – $159.80

All Florida hospitals for this procedure →