ER Visit (level 1, minor) at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$25.65 with CorVel Corporation vs $7,272.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $25.65
Prime Health WORKERSCOMP $26.19
CareWorks (Rockport) WORKERSCOMP $26.19
Aetna ASA $363.00
United PPO OptionsPPO $532.40
United GlobalBenefitPlanAppendix $544.50
Plotkin Health COMM $605.00
AvMed JacksonFirstNetworkOON $605.00
Prime Health Sherriff COMM $605.00
AvMed HIX $693.00
Molina HIX $800.00
Oscar HIX $875.00
Multiplan COMMPPOPRIMARYNETWORK $907.50
Simply Healthcare HIX $1,020.00
Multiplan COMMPPOCOMPLEMENTARYNETWORK $1,028.50
Sunshine State Health Plan QHP $1,503.00
United AllPayerAppendix $1,610.00
BCBS MBN $2,057.00
BCBS SBN $2,436.00
BCBS HMO $2,436.00
BCBS PPO $2,650.00
BCBS NWB $2,650.00
BCBS BSLNON-PAR $3,124.00
BCBS PHS $3,124.00
Cigna NewBusinessNBN $5,387.00
AvMed Flex $5,653.00
AvMed Select $5,653.00
AvMed FullyInsured $5,653.00
AvMed Focus $5,653.00
AvMed Empower $5,653.00
AvMed Engage $5,653.00
AvMed ASOEO $6,209.00
Cigna PPO $7,272.00
Cigna HMO $7,272.00

Visitor-reported prices

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ER Visit (level 1, minor) at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $494.00 $11.91 – $380.00
Adventhealth Daytona Beach Daytona Beach $448.22 $83.65 – $146.97
Adventhealth Lake Wales Lake Wales $344.60 $88.06 – $195.49
Adventhealth Palm Coast Parkway Palm Coast $317.92 $83.65 – $188.08
Adventhealth Tampa Tampa $354.21 $88.06 – $195.49
AdventHealth New Smyrna Beach New Smyrna Beach $529.60 $83.65 – $192.36
Adventhealth Port Charlotte Port Charlotte $1,386.74 $88.06 – $160.79
cleveland clinic florida weston hospital Weston $494.00 $11.70 – $646.00

All Florida hospitals for this procedure →