Cholesterol (Lipid) Test at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.80 with Freedom Health vs $227.79 with CareWorks (Rockport) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $2.80
Optimum MGMCR $2.80
AvMed HIX $4.24
Simply Healthcare Plans MGMCR $4.24
Freedom Health MGMCD $5.22
Molina MCR $6.20
Health Sun Health Plan MGMCR $6.95
AvMed FullyInsured $7.83
Sunshine State Health Plan QHP $8.32
AvMed Select $8.48
AvMed Focus $8.48
AvMed Flex $8.48
AvMed Engage $8.48
AvMed Empower $8.48
Molina HIX $8.80
AvMed ASOEO $9.13
Aetna ASA $9.78
Humana HMO $12.07
Humana PPO $13.04
Humana TRICR $13.33
NDMS Definitive Care MGMCR $13.39
United Behavioral Health VACCN $13.39
United AllPayerAppendix $13.39
United GVT $13.39
HUMANA MGMCRHMO $13.39
HUMANA MGMCRPPO $13.39
Devoted Health MCR $13.39
Veterans Evaluation Services MCR $13.39
Wellmed MGMCR $13.39
CarePlus MGMCR $13.39
Hospice Treasure Coast MGMCD $13.39
Hospice Treasure Coast MGMCR $13.39
Hospice of Treasure Coast COMM $13.39
Ultimate Health Plan MCR $13.66
BCBS MCRPPO $13.66
BCBS MCRHMO $13.66
United MCR $13.66
Aetna MCR $13.79
Sunshine State MCR $14.06
Prominence HealthFirst MCRHMO $14.06
American Health Plan MCR $14.19
Florida Complete Care MCR $14.33
Cigna Healthspring MCR $14.33
United PPO OptionsPPO $14.35
United GlobalBenefitPlanAppendix $14.67
Centurion GVT $14.73
Sunshine State MCD $14.73
Longevity Health Plan MCR $16.07
AmeriHealth Caritas MGMCR $16.07
AvMed JacksonFirstNetworkOON $16.30
Prime Health Sherriff COMM $16.30
Plotkin Health COMM $16.30
Solis Health Plan MCR $19.42
Multiplan COMMPPOPRIMARYNETWORK $24.46
Oscar HIX $25.84
Multiplan COMMPPOCOMPLEMENTARYNETWORK $27.72
Simply Healthcare HIX $30.26
CorVel Corporation WORKERSCOMP $223.10
Prime Health WORKERSCOMP $227.79
CareWorks (Rockport) WORKERSCOMP $227.79
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cholesterol (Lipid) Test at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $115.70 $4.54 – $74.00
Adventhealth Daytona Beach Daytona Beach $327.17 $12.72 – $22.35
Adventhealth Lake Wales Lake Wales $805.91 $13.39 – $29.73
Adventhealth Palm Coast Parkway Palm Coast $327.17 $12.72 – $28.60
Adventhealth Tampa Tampa $595.51 $13.39 – $29.73
AdventHealth New Smyrna Beach New Smyrna Beach $311.59 $12.72 – $29.25
Adventhealth Port Charlotte Port Charlotte $98.48 $13.39 – $24.45
cleveland clinic florida weston hospital Weston $115.70 $4.31 – $22.10

All Florida hospitals for this procedure →