#cf-97variants at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$109.54 with CorVel Corporation vs $1,257.92 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $109.54
Prime Health WORKERSCOMP $111.85
CareWorks (Rockport) WORKERSCOMP $111.85
Humana TRICR $554.15
Devoted Health MCR $556.60
United Behavioral Health VACCN $556.60
United AllPayerAppendix $556.60
United GVT $556.60
HUMANA MGMCRHMO $556.60
HUMANA MGMCRPPO $556.60
NDMS Definitive Care MGMCR $556.60
Veterans Evaluation Services MCR $556.60
Wellmed MGMCR $556.60
CarePlus MGMCR $556.60
Hospice Treasure Coast MGMCD $556.60
Hospice Treasure Coast MGMCR $556.60
Hospice of Treasure Coast COMM $556.60
United MCR $567.73
BCBS MCRHMO $567.73
BCBS MCRPPO $567.73
Ultimate Health Plan MCR $567.73
Aetna MCR $573.30
Sunshine State MCR $584.43
Prominence HealthFirst MCRHMO $584.43
American Health Plan MCR $590.00
Florida Complete Care MCR $595.56
Cigna Healthspring MCR $595.56
Centurion GVT $612.26
Sunshine State MCD $612.26
Longevity Health Plan MCR $667.92
AmeriHealth Caritas MGMCR $667.92
Solis Health Plan MCR $807.07
Oscar HIX $1,074.24
Simply Healthcare HIX $1,257.92
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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#cf-97variants at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $518.70 $163.20 – $612.26
Adventhealth Daytona Beach Daytona Beach $1,691.38 $528.77 – $928.97
Adventhealth Palm Coast Parkway Palm Coast $1,580.47 $528.77 – $1,188.84
AdventHealth New Smyrna Beach New Smyrna Beach $1,194.28 $528.77 – $1,215.89
Adventhealth Port Charlotte Port Charlotte $3,717.42 $556.60 – $1,016.35
cleveland clinic florida weston hospital Weston $518.70 $170.10 – $681.00
indian river hospital Vero Beach $375.05 $135.02 – $612.26
Baptist Hospital MIAMI $455.00 $121.10 – $630.00

All Florida hospitals for this procedure →