Catheterization collection of specimen single patient all places of service at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with United vs $163.20 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $3.00
Humana TRICR $8.82
HUMANA MGMCRPPO $9.34
Hospice Treasure Coast MGMCR $9.34
Hospice Treasure Coast MGMCD $9.34
CarePlus MGMCR $9.34
Wellmed MGMCR $9.34
United Behavioral Health VACCN $9.34
Veterans Evaluation Services MCR $9.34
Hospice of Treasure Coast COMM $9.34
NDMS Definitive Care MGMCR $9.34
Devoted Health MCR $9.34
United GVT $9.34
HUMANA MGMCRHMO $9.34
Ultimate Health Plan MCR $9.53
BCBS MCRPPO $9.53
BCBS MCRHMO $9.53
United MCR $9.53
Aetna MCR $9.62
Prominence HealthFirst MCRHMO $9.81
Sunshine State MCR $9.81
American Health Plan MCR $9.90
Florida Complete Care MCR $9.99
Cigna Healthspring MCR $9.99
Sunshine State MCD $10.27
Centurion GVT $10.27
Longevity Health Plan MCR $11.21
AmeriHealth Caritas MGMCR $11.21
Solis Health Plan MCR $13.54
Freedom Health MGMCR $16.51
Optimum MGMCR $16.51
Oscar HIX $18.03
Simply Healthcare HIX $21.11
Simply Healthcare Plans MGMCR $24.96
AvMed HIX $24.96
Freedom Health MGMCD $30.72
Aetna QHP $33.41
Molina MCR $36.48
Aetna HMO $37.44
Health Sun Health Plan MGMCR $40.90
AvMed FullyInsured $46.08
Aetna PPO $46.85
Sunshine State Health Plan QHP $48.96
AvMed Flex $49.92
AvMed Select $49.92
AvMed Empower $49.92
AvMed Focus $49.92
AvMed Engage $49.92
Molina HIX $51.84
AvMed ASOEO $53.76
Aetna ASA $57.60
Humana HMO $71.04
Humana PPO $76.80
United PPO OptionsPPO $84.48
United GlobalBenefitPlanAppendix $86.40
Prime Health Sherriff COMM $96.00
AvMed JacksonFirstNetworkOON $96.00
Plotkin Health COMM $96.00
Multiplan COMMPPOPRIMARYNETWORK $144.00
Multiplan COMMPPOCOMPLEMENTARYNETWORK $163.20

Visitor-reported prices

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