Carotene at HCA FLORIDA ST. LUCIE HOSPITAL

2551 S Kanner Hwy, STUART, FL · HCA Florida Healthcare · · NPI 1538115696

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.69 with Freedom Health vs $78.66 with CareWorks (Rockport) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $0.69
Optimum MGMCR $0.69
AvMed HIX $1.04
Simply Healthcare Plans MGMCR $1.04
Freedom Health MGMCD $1.28
Molina MCR $1.52
Health Sun Health Plan MGMCR $1.70
AvMed FullyInsured $1.92
Sunshine State Health Plan QHP $2.04
AvMed Empower $2.08
AvMed Flex $2.08
AvMed Engage $2.08
AvMed Select $2.08
AvMed Focus $2.08
Molina HIX $2.16
AvMed ASOEO $2.24
Aetna ASA $2.40
Humana HMO $2.96
Humana PPO $3.20
United PPO OptionsPPO $3.52
United GlobalBenefitPlanAppendix $3.60
Prime Health Sherriff COMM $4.00
AvMed JacksonFirstNetworkOON $4.00
Plotkin Health COMM $4.00
Multiplan COMMPPOPRIMARYNETWORK $6.00
Multiplan COMMPPOCOMPLEMENTARYNETWORK $6.80
Humana TRICR $9.18
United AllPayerAppendix $9.22
United GVT $9.22
Devoted Health MCR $9.22
HUMANA MGMCRHMO $9.22
HUMANA MGMCRPPO $9.22
United Behavioral Health VACCN $9.22
NDMS Definitive Care MGMCR $9.22
Veterans Evaluation Services MCR $9.22
Wellmed MGMCR $9.22
CarePlus MGMCR $9.22
Hospice Treasure Coast MGMCD $9.22
Hospice Treasure Coast MGMCR $9.22
Hospice of Treasure Coast COMM $9.22
United MCR $9.40
Ultimate Health Plan MCR $9.40
BCBS MCRHMO $9.40
BCBS MCRPPO $9.40
Aetna MCR $9.50
Prominence HealthFirst MCRHMO $9.68
Sunshine State MCR $9.68
American Health Plan MCR $9.77
Cigna Healthspring MCR $9.87
Florida Complete Care MCR $9.87
Sunshine State MCD $10.14
Centurion GVT $10.14
AmeriHealth Caritas MGMCR $11.06
Longevity Health Plan MCR $11.06
Solis Health Plan MCR $13.37
Oscar HIX $17.79
Simply Healthcare HIX $20.84
CorVel Corporation WORKERSCOMP $77.04
Prime Health WORKERSCOMP $78.66
CareWorks (Rockport) WORKERSCOMP $78.66
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Carotene at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $26.00 $2.73 – $13.58
Adventhealth Tampa Tampa $62.88 $9.22 – $20.47
AdventHealth New Smyrna Beach New Smyrna Beach $35.60 $8.76 – $20.14
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $10.00 $7.38 – $75.49
Adventhealth Port Charlotte Port Charlotte $61.22 $9.22 – $16.84
cleveland clinic florida weston hospital Weston $9.10 $2.59 – $14.00
Baptist Hospital MIAMI $27.30 $2.85 – $37.80
Bethesda Hospital East BOYNTON BEACH $27.30 $2.85 – $37.80

All Florida hospitals for this procedure →