Warde estrogen fractionated at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$43.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$43.43

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.73 with Freedom Health vs $73.00 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $3.73 ↓ -91%
AvMed HIX $5.65 ↓ -87%
Molina MCR $8.25 ↓ -81%
AvMed FullyInsured $10.42 ↓ -76%
AvMed Engage $11.29 ↓ -74%
AvMed Select $11.29 ↓ -74%
AvMed Focus $11.29 ↓ -74%
AvMed Flex $11.29 ↓ -74%
AvMed Empower $11.29 ↓ -74%
AvMed ASOEO $12.16 ↓ -72%
Aetna ASA $13.03 ↓ -70%
Office of Sheiff Highland Co GVT $15.20 ↓ -65%
Humana HMO $16.07 ↓ -63%
Humana PPO $17.37 ↓ -60%
United PPO OptionsPPO $19.11 ↓ -56%
United GlobalBenefitPlanAppendix $19.54 ↓ -55%
AvMed JacksonFirstNetworkOON $21.71 ↓ -50%
United GVT $32.30 ↓ -26%
United AllPayerAppendix $32.30 ↓ -26%
Devoted Health MCR $32.30 ↓ -26%
HUMANA MGMCRHMO $32.30 ↓ -26%
HUMANA MGMCRPPO $32.30 ↓ -26%
NDMS Definitive Care MGMCR $32.30 ↓ -26%
Wellmed MGMCR $32.30 ↓ -26%
BCBS MCRHMO $32.95 ↓ -24%
United MCR $32.95 ↓ -24%
BCBS MCRPPO $32.95 ↓ -24%
Aetna MCR $33.27 ↓ -23%
Prominence HealthFirst MCRHMO $33.91 ↓ -22%
Sunshine State MCR $33.91 ↓ -22%
American Health Plan MCR $34.24 ↓ -21%
Florida Complete Care MCR $34.56 ↓ -20%
Cigna Healthspring MCR $34.56 ↓ -20%
Sunshine State MCD $35.53 ↓ -18%
Centurion GVT $35.53 ↓ -18%
Longevity Health Plan MCR $38.76 ↓ -11%
AmeriHealth Caritas MGMCR $38.76 ↓ -11%
Oscar HIX $62.34 ↑ +44%
Prime Health WORKERSCOMP $69.27 ↑ +59%
Simply Healthcare HIX $73.00 ↑ +68%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Warde estrogen fractionated at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $110.09 $33.11 – $73.40
Adventhealth Daytona Beach Daytona Beach $98.15 $30.68 – $53.91
Adventhealth Lake Wales Lake Wales $112.18 $32.30 – $71.71
Adventhealth Palm Coast Parkway Palm Coast $98.15 $30.68 – $68.99
Adventhealth Tampa Tampa $277.16 $32.30 – $71.71
AdventHealth New Smyrna Beach New Smyrna Beach $84.13 $30.68 – $70.56
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $24.00 $25.84 – $75.49
Adventhealth Port Charlotte Port Charlotte $238.81 $32.30 – $58.98

All Florida hospitals for this procedure →