Warde copper at HCA FLORIDA HIGHLANDS HOSPITAL
3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.69 with Freedom Health vs $69.27 with Prime Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Freedom Health | MGMCR | $0.69 | — |
| AvMed | HIX | $1.04 | — |
| Molina | MCR | $1.52 | — |
| AvMed | FullyInsured | $1.92 | — |
| AvMed | Engage | $2.08 | — |
| AvMed | Select | $2.08 | — |
| AvMed | Focus | $2.08 | — |
| AvMed | Flex | $2.08 | — |
| AvMed | Empower | $2.08 | — |
| AvMed | ASOEO | $2.24 | — |
| Aetna | ASA | $2.40 | — |
| Office of Sheiff Highland Co | GVT | $2.80 | — |
| Humana | HMO | $2.96 | — |
| Humana | PPO | $3.20 | — |
| United PPO | OptionsPPO | $3.52 | — |
| United | GlobalBenefitPlanAppendix | $3.60 | — |
| AvMed | JacksonFirstNetworkOON | $4.00 | — |
| United | GVT | $12.41 | — |
| United | AllPayerAppendix | $12.41 | — |
| Devoted Health | MCR | $12.41 | — |
| HUMANA | MGMCRHMO | $12.41 | — |
| HUMANA | MGMCRPPO | $12.41 | — |
| NDMS Definitive Care | MGMCR | $12.41 | — |
| Wellmed | MGMCR | $12.41 | — |
| BCBS | MCRHMO | $12.66 | — |
| United | MCR | $12.66 | — |
| BCBS | MCRPPO | $12.66 | — |
| Aetna | MCR | $12.78 | — |
| Prominence HealthFirst | MCRHMO | $13.03 | — |
| Sunshine State | MCR | $13.03 | — |
| American Health Plan | MCR | $13.15 | — |
| Florida Complete Care | MCR | $13.28 | — |
| Cigna Healthspring | MCR | $13.28 | — |
| Sunshine State | MCD | $13.65 | — |
| Centurion | GVT | $13.65 | — |
| Longevity Health Plan | MCR | $14.89 | — |
| AmeriHealth Caritas | MGMCR | $14.89 | — |
| Oscar | HIX | $23.95 | — |
| Simply Healthcare | HIX | $28.05 | — |
| Prime Health | WORKERSCOMP | $69.27 | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Warde copper at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Sebring | Sebring | $121.22 | $12.72 – $28.20 |
| Adventhealth Daytona Beach | Daytona Beach | $37.72 | $11.79 – $20.71 |
| Adventhealth Lake Wales | Lake Wales | $39.09 | $12.41 – $27.55 |
| Adventhealth Palm Coast Parkway | Palm Coast | $37.72 | $11.79 – $26.51 |
| Adventhealth Tampa | Tampa | $191.55 | $12.41 – $27.55 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $32.33 | $11.79 – $27.11 |
| Adventhealth Port Charlotte | Port Charlotte | $91.09 | $12.41 – $22.66 |
| cleveland clinic florida weston hospital | Weston | $116.35 | $4.75 – $19.00 |