Warde 3008005 oligoclonal bands at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$235.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$235.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.21 with Freedom Health vs $117.50 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $20.21 ↓ -91%
Wellmed MGMCR $27.39 ↓ -88%
Devoted Health MCR $27.39 ↓ -88%
HUMANA MGMCRPPO $27.39 ↓ -88%
HUMANA MGMCRHMO $27.39 ↓ -88%
United GVT $27.39 ↓ -88%
NDMS Definitive Care MGMCR $27.39 ↓ -88%
United AllPayerAppendix $27.39 ↓ -88%
BCBS MCRHMO $27.94 ↓ -88%
United MCR $27.94 ↓ -88%
BCBS MCRPPO $27.94 ↓ -88%
Aetna MCR $28.21 ↓ -88%
Sunshine State MCR $28.76 ↓ -88%
Prominence HealthFirst MCRHMO $28.76 ↓ -88%
American Health Plan MCR $29.03 ↓ -88%
Florida Complete Care MCR $29.31 ↓ -88%
Cigna Healthspring MCR $29.31 ↓ -88%
Centurion GVT $30.13 ↓ -87%
Sunshine State MCD $30.13 ↓ -87%
AvMed HIX $30.55 ↓ -87%
Longevity Health Plan MCR $32.87 ↓ -86%
AmeriHealth Caritas MGMCR $32.87 ↓ -86%
Prime Health WORKERSCOMP $36.88 ↓ -84%
Molina MCR $44.65 ↓ -81%
Oscar HIX $52.86 ↓ -78%
AvMed FullyInsured $56.40 ↓ -76%
AvMed Select $61.10 ↓ -74%
AvMed Engage $61.10 ↓ -74%
AvMed Flex $61.10 ↓ -74%
AvMed Focus $61.10 ↓ -74%
AvMed Empower $61.10 ↓ -74%
Simply Healthcare HIX $61.90 ↓ -74%
AvMed ASOEO $65.80 ↓ -72%
Aetna ASA $70.50 ↓ -70%
Office of Sheiff Highland Co GVT $82.25 ↓ -65%
Humana HMO $86.95 ↓ -63%
Humana PPO $94.00 ↓ -60%
United PPO OptionsPPO $103.40 ↓ -56%
United GlobalBenefitPlanAppendix $105.75 ↓ -55%
AvMed JacksonFirstNetworkOON $117.50 ↓ -50%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Warde 3008005 oligoclonal bands at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $311.18 $28.07 – $62.25
Adventhealth Daytona Beach Daytona Beach $107.97 $26.02 – $45.71
Adventhealth Lake Wales Lake Wales $88.83 $27.39 – $60.81
Adventhealth Palm Coast Parkway Palm Coast $96.71 $26.02 – $58.50
Adventhealth Tampa Tampa $422.76 $27.39 – $60.81
AdventHealth New Smyrna Beach New Smyrna Beach $57.81 $26.02 – $59.83
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $34.00 $21.91 – $40.20
Adventhealth Port Charlotte Port Charlotte $201.88 $27.39 – $50.01

All Florida hospitals for this procedure →