Tissue culture tumor at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$495.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$495.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.57 with Freedom Health vs $333.40 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $42.57 ↓ -91%
AvMed HIX $64.35 ↓ -87%
Molina MCR $94.05 ↓ -81%
AvMed FullyInsured $118.80 ↓ -76%
AvMed Empower $128.70 ↓ -74%
AvMed Flex $128.70 ↓ -74%
AvMed Select $128.70 ↓ -74%
AvMed Focus $128.70 ↓ -74%
AvMed Engage $128.70 ↓ -74%
AvMed ASOEO $138.60 ↓ -72%
United GVT $147.52 ↓ -70%
Wellmed MGMCR $147.52 ↓ -70%
NDMS Definitive Care MGMCR $147.52 ↓ -70%
Devoted Health MCR $147.52 ↓ -70%
United AllPayerAppendix $147.52 ↓ -70%
HUMANA MGMCRPPO $147.52 ↓ -70%
HUMANA MGMCRHMO $147.52 ↓ -70%
Aetna ASA $148.50 ↓ -70%
United MCR $150.47 ↓ -70%
BCBS MCRHMO $150.47 ↓ -70%
BCBS MCRPPO $150.47 ↓ -70%
Aetna MCR $151.95 ↓ -69%
Prominence HealthFirst MCRHMO $154.90 ↓ -69%
Sunshine State MCR $154.90 ↓ -69%
American Health Plan MCR $156.37 ↓ -68%
Cigna Healthspring MCR $157.85 ↓ -68%
Florida Complete Care MCR $157.85 ↓ -68%
Sunshine State MCD $162.27 ↓ -67%
Centurion GVT $162.27 ↓ -67%
Office of Sheiff Highland Co GVT $173.25 ↓ -65%
Longevity Health Plan MCR $177.02 ↓ -64%
AmeriHealth Caritas MGMCR $177.02 ↓ -64%
Humana HMO $183.15 ↓ -63%
Humana PPO $198.00 ↓ -60%
United PPO OptionsPPO $217.80 ↓ -56%
United GlobalBenefitPlanAppendix $222.75 ↓ -55%
AvMed JacksonFirstNetworkOON $247.50 ↓ -50%
Oscar HIX $284.71 ↓ -42%
Simply Healthcare HIX $333.40 ↓ -33%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Tissue culture tumor at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring not published $151.21 – $335.25
Adventhealth Port Charlotte Port Charlotte $985.01 $147.52 – $269.37
cleveland clinic florida weston hospital Weston $221.00 $85.00 – $289.00
martin north hospital Stuart $221.00 $99.62 – $255.00
indian river hospital Vero Beach $221.00 $79.56 – $272.55
Boca Raton Regional Hospital BOCA RATON $268.45 $117.00 – $234.01
HCA FLORIDA BRANDON HOSPITAL TAMPA $167.99 $133.70 – $213.90
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $93.98 $129.82 – $368.80

All Florida hospitals for this procedure →