Smear wet mount at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.82 with NDMS Definitive Care vs $195.50 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
NDMS Definitive Care MGMCR $5.82
Wellmed MGMCR $5.82
Devoted Health MCR $5.82
HUMANA MGMCRPPO $5.82
HUMANA MGMCRHMO $5.82
United GVT $5.82
United AllPayerAppendix $5.82
BCBS MCRPPO $5.94
United MCR $5.94
BCBS MCRHMO $5.94
Aetna MCR $5.99
Prominence HealthFirst MCRHMO $6.11
Sunshine State MCR $6.11
American Health Plan MCR $6.17
Florida Complete Care MCR $6.23
Cigna Healthspring MCR $6.23
Sunshine State MCD $6.40
Centurion GVT $6.40
Longevity Health Plan MCR $6.98
AmeriHealth Caritas MGMCR $6.98
Oscar HIX $11.23
Simply Healthcare HIX $13.15
Freedom Health MGMCR $33.63
Prime Health WORKERSCOMP $49.48
AvMed HIX $50.83
Molina MCR $74.29
AvMed FullyInsured $93.84
AvMed Empower $101.66
AvMed Select $101.66
AvMed Flex $101.66
AvMed Focus $101.66
AvMed Engage $101.66
AvMed ASOEO $109.48
Aetna ASA $117.30
Office of Sheiff Highland Co GVT $136.85
Humana HMO $144.67
Humana PPO $156.40
United PPO OptionsPPO $172.04
United GlobalBenefitPlanAppendix $175.95
AvMed JacksonFirstNetworkOON $195.50
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Smear wet mount at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $265.09 $5.97 – $13.23
Adventhealth Daytona Beach Daytona Beach $256.25 $5.53 – $9.71
Adventhealth Lake Wales Lake Wales $266.50 $5.82 – $12.92
Adventhealth Palm Coast Parkway Palm Coast $256.25 $5.53 – $12.43
Adventhealth Tampa Tampa $231.62 $5.82 – $12.92
AdventHealth New Smyrna Beach New Smyrna Beach $238.50 $5.53 – $12.71
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $46.00 $4.66 – $53.92
Adventhealth Port Charlotte Port Charlotte $43.09 $5.82 – $10.63

All Florida hospitals for this procedure →