Radphm lcl tmr plnr bdy two day img at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$11,140.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,140.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$958.04 with Freedom Health vs $5,570.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $958.04 ↓ -91%
AvMed HIX $1,448.20 ↓ -87%
Prime Health WORKERSCOMP $1,898.11 ↓ -83%
Molina MCR $2,116.60 ↓ -81%
AvMed FullyInsured $2,673.60 ↓ -76%
AvMed Engage $2,896.40 ↓ -74%
AvMed Focus $2,896.40 ↓ -74%
AvMed Flex $2,896.40 ↓ -74%
AvMed Select $2,896.40 ↓ -74%
AvMed Empower $2,896.40 ↓ -74%
United AllPayerAppendix $2,938.37 ↓ -74%
AvMed ASOEO $3,119.20 ↓ -72%
Aetna ASA $3,342.00 ↓ -70%
Office of Sheiff Highland Co GVT $3,899.00 ↓ -65%
Humana HMO $4,121.80 ↓ -63%
Humana PPO $4,456.00 ↓ -60%
United PPO OptionsPPO $4,901.60 ↓ -56%
United GlobalBenefitPlanAppendix $5,013.00 ↓ -55%
AvMed JacksonFirstNetworkOON $5,570.00 ↓ -50%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
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Radphm lcl tmr plnr bdy two day img at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring not published $581.19 – $1,288.59
Adventhealth Tampa Tampa $3,104.69 $567.01 – $2,044.56
Adventhealth Port Charlotte Port Charlotte $4,024.61 $567.01 – $1,615.38
cleveland clinic florida weston hospital Weston $7,607.60 $43.03 – $9,571.00
martin north hospital Stuart $7,319.00 $38.50 – $5,630.00
indian river hospital Vero Beach $7,319.00 $39.17 – $9,008.00
Baptist Hospital MIAMI $4,043.00 $173.17 – $5,598.00
Bethesda Hospital East BOYNTON BEACH $4,043.00 $567.01 – $5,598.00

All Florida hospitals for this procedure →