Pt re-evaluation patient/family at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$259.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$259.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.27 with Freedom Health vs $129.50 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $22.27 ↓ -91%
AvMed HIX $33.67 ↓ -87%
Molina MCR $49.21 ↓ -81%
Oscar HIX $49.21 ↓ -81%
Wellmed MGMCR $58.16 ↓ -78%
HUMANA MGMCRPPO $58.16 ↓ -78%
Devoted Health MCR $58.16 ↓ -78%
NDMS Definitive Care MGMCR $58.16 ↓ -78%
HUMANA MGMCRHMO $58.16 ↓ -78%
United GVT $58.16 ↓ -78%
BCBS MCRHMO $59.32 ↓ -77%
BCBS MCRPPO $59.32 ↓ -77%
United MCR $59.32 ↓ -77%
Aetna MCR $59.90 ↓ -77%
Simply Healthcare HIX $60.87 ↓ -76%
Sunshine State MCR $61.07 ↓ -76%
Prominence HealthFirst MCRHMO $61.07 ↓ -76%
American Health Plan MCR $61.65 ↓ -76%
AvMed FullyInsured $62.16 ↓ -76%
Florida Complete Care MCR $62.23 ↓ -76%
Cigna Healthspring MCR $62.23 ↓ -76%
Prime Health WORKERSCOMP $63.05 ↓ -76%
Centurion GVT $63.97 ↓ -75%
Sunshine State MCD $63.97 ↓ -75%
AvMed Empower $67.34 ↓ -74%
AvMed Focus $67.34 ↓ -74%
AvMed Flex $67.34 ↓ -74%
AvMed Engage $67.34 ↓ -74%
AvMed Select $67.34 ↓ -74%
Cigna NewBusinessNBN $68.12 ↓ -74%
Longevity Health Plan MCR $69.79 ↓ -73%
AmeriHealth Caritas MGMCR $69.79 ↓ -73%
AvMed ASOEO $72.52 ↓ -72%
Aetna ASA $77.70 ↓ -70%
Office of Sheiff Highland Co GVT $90.65 ↓ -65%
Cigna HMO $90.91 ↓ -65%
Cigna PPO $90.91 ↓ -65%
Humana HMO $95.83 ↓ -63%
Humana PPO $103.60 ↓ -60%
United PPO OptionsPPO $113.96 ↓ -56%
United GlobalBenefitPlanAppendix $116.55 ↓ -55%
AvMed JacksonFirstNetworkOON $129.50 ↓ -50%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Pt re-evaluation patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $316.34 $67.74 – $150.20
Adventhealth Daytona Beach Daytona Beach $300.25 $62.79 – $110.30
Adventhealth Lake Wales Lake Wales $326.78 $66.09 – $146.72
Adventhealth Palm Coast Parkway Palm Coast $303.28 not published
Adventhealth Tampa Tampa $288.10 $66.09 – $146.72
AdventHealth New Smyrna Beach New Smyrna Beach $235.00 $62.79 – $144.37
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $572.00 $46.53 – $69.79
Adventhealth Port Charlotte Port Charlotte $270.82 not published

All Florida hospitals for this procedure →