Prgrmg dev eval scrms ip at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$21,758.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21,758.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.13 with Prime Health vs $10,879.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Prime Health WORKERSCOMP $28.13 ↓ -100%
Freedom Health MGMCR $1,871.19 ↓ -91%
AvMed HIX $2,828.54 ↓ -87%
BCBS SBN $2,959.09 ↓ -86%
BCBS MBN $2,959.09 ↓ -86%
BCBS BSL $2,959.09 ↓ -86%
BCBS HMO $4,112.26 ↓ -81%
Oscar HIX $4,134.02 ↓ -81%
Molina MCR $4,134.02 ↓ -81%
BCBS NWB $4,373.36 ↓ -80%
BCBS PPO $4,373.36 ↓ -80%
Simply Healthcare HIX $5,113.13 ↓ -77%
AvMed FullyInsured $5,221.92 ↓ -76%
BCBS PHS $5,243.68 ↓ -76%
AvMed Engage $5,657.08 ↓ -74%
AvMed Flex $5,657.08 ↓ -74%
AvMed Select $5,657.08 ↓ -74%
AvMed Empower $5,657.08 ↓ -74%
AvMed Focus $5,657.08 ↓ -74%
Cigna NewBusinessNBN $5,722.35 ↓ -74%
AvMed ASOEO $6,092.24 ↓ -72%
Aetna ASA $6,527.40 ↓ -70%
Office of Sheiff Highland Co GVT $7,615.30 ↓ -65%
Cigna PPO $7,637.06 ↓ -65%
Cigna HMO $7,637.06 ↓ -65%
Humana HMO $8,050.46 ↓ -63%
Humana PPO $8,703.20 ↓ -60%
United PPO OptionsPPO $9,573.52 ↓ -56%
United GlobalBenefitPlanAppendix $9,791.10 ↓ -55%
AvMed JacksonFirstNetworkOON $10,879.00 ↓ -50%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Prgrmg dev eval scrms ip at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $132.07 not published
cleveland clinic florida weston hospital Weston $309.40 $13.93 – $227.80
martin north hospital Stuart $309.40 $22.26 – $476.00
indian river hospital Vero Beach $174.20 $21.15 – $214.40
Baptist Hospital MIAMI $367.25 $22.77 – $508.50
Baptist Health Hospital Doral SOUTH MIAMI $367.25 $22.07 – $508.50
Homestead Hospital HOMESTEAD $367.25 $22.07 – $508.50
HCA FLORIDA BRANDON HOSPITAL TAMPA $287.08 $27.55 – $28.13

All Florida hospitals for this procedure →