Pet image w/ct lmtd at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$23,258.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$23,258.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,483.00 with AvMed vs $11,629.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AvMed HIX $1,483.00 ↓ -94%
Prime Health WORKERSCOMP $1,898.11 ↓ -92%
Freedom Health MGMCR $2,000.19 ↓ -91%
United AllPayerAppendix $3,330.77 ↓ -86%
AvMed FullyInsured $3,533.00 ↓ -85%
AvMed Engage $3,533.00 ↓ -85%
AvMed Select $3,533.00 ↓ -85%
AvMed Flex $3,533.00 ↓ -85%
AvMed Empower $3,533.00 ↓ -85%
AvMed Focus $3,533.00 ↓ -85%
Aetna QHP $3,746.00 ↓ -84%
AvMed ASOEO $3,879.00 ↓ -83%
Molina MCR $4,419.02 ↓ -81%
Aetna HMO $4,574.00 ↓ -80%
Aetna PPO $5,031.00 ↓ -78%
Aetna ASA $6,977.40 ↓ -70%
Office of Sheiff Highland Co GVT $8,140.30 ↓ -65%
United PPO OptionsPPO $10,233.52 ↓ -56%
United GlobalBenefitPlanAppendix $10,466.10 ↓ -55%
AvMed JacksonFirstNetworkOON $11,629.00 ↓ -50%

Visitor-reported prices

visitor-reported
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Pet image w/ct lmtd at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $11,221.89 $1,530.60 – $3,393.59
Adventhealth Daytona Beach Daytona Beach $13,813.44 $1,418.60 – $2,492.26
Adventhealth Tampa Tampa $14,593.75 $1,493.26 – $3,315.05
cleveland clinic florida weston hospital Weston $8,749.00 $93.46 – $10,693.00
martin north hospital Stuart $8,177.00 $83.62 – $6,290.00
indian river hospital Vero Beach $8,177.00 $80.07 – $10,064.00
Baptist Hospital MIAMI $4,914.00 $173.17 – $6,804.00
Boca Raton Regional Hospital BOCA RATON $4,024.80 $1,466.44 – $5,590.00

All Florida hospitals for this procedure →