Ot training self care/home management direct contact each 15 minutes at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.69 with Freedom Health vs $161.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $27.69
Wellmed MGMCR $28.00
HUMANA MGMCRHMO $28.00
NDMS Definitive Care MGMCR $28.00
Devoted Health MCR $28.00
United GVT $28.00
HUMANA MGMCRPPO $28.00
BCBS MCRHMO $28.56
United MCR $28.56
BCBS MCRPPO $28.56
Aetna MCR $28.84
Sunshine State MCR $29.40
Prominence HealthFirst MCRHMO $29.40
American Health Plan MCR $29.68
Cigna Healthspring MCR $29.96
Florida Complete Care MCR $29.96
Centurion GVT $30.80
Sunshine State MCD $30.80
AmeriHealth Caritas MGMCR $33.60
Longevity Health Plan MCR $33.60
Prime Health WORKERSCOMP $36.86
AvMed HIX $41.86
Molina MCR $61.18
Oscar HIX $61.18
Simply Healthcare HIX $75.67
AvMed FullyInsured $77.28
AvMed Empower $83.72
AvMed Focus $83.72
AvMed Select $83.72
AvMed Flex $83.72
AvMed Engage $83.72
Cigna NewBusinessNBN $84.69
AvMed ASOEO $90.16
Aetna ASA $96.60
Office of Sheiff Highland Co GVT $112.70
Cigna HMO $113.02
Cigna PPO $113.02
Humana HMO $119.14
Humana PPO $128.80
United PPO OptionsPPO $141.68
United GlobalBenefitPlanAppendix $144.90
AvMed JacksonFirstNetworkOON $161.00
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Ot training self care/home management direct contact each 15 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $172.50 $32.62 – $72.31
Adventhealth Daytona Beach Daytona Beach $154.62 $30.23 – $53.11
Adventhealth Lake Wales Lake Wales $223.58 $31.82 – $70.64
Adventhealth Palm Coast Parkway Palm Coast $184.45 not published
Adventhealth Tampa Tampa $167.01 $31.82 – $70.64
AdventHealth New Smyrna Beach New Smyrna Beach $199.82 $30.23 – $69.51
Adventhealth Port Charlotte Port Charlotte $312.67 not published
cleveland clinic florida weston hospital Weston $222.95 $17.96 – $291.55

All Florida hospitals for this procedure →