Ot therapeutic interventions cognitive skills direct patient contact each additional 15 minutes at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$486.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$486.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.82 with HUMANA vs $243.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MGMCRHMO $20.82 ↓ -96%
Wellmed MGMCR $20.82 ↓ -96%
Devoted Health MCR $20.82 ↓ -96%
NDMS Definitive Care MGMCR $20.82 ↓ -96%
United GVT $20.82 ↓ -96%
HUMANA MGMCRPPO $20.82 ↓ -96%
United MCR $21.24 ↓ -96%
BCBS MCRPPO $21.24 ↓ -96%
BCBS MCRHMO $21.24 ↓ -96%
Aetna MCR $21.44 ↓ -96%
Sunshine State MCR $21.86 ↓ -96%
Prominence HealthFirst MCRHMO $21.86 ↓ -96%
American Health Plan MCR $22.07 ↓ -95%
Cigna Healthspring MCR $22.28 ↓ -95%
Florida Complete Care MCR $22.28 ↓ -95%
Sunshine State MCD $22.90 ↓ -95%
Centurion GVT $22.90 ↓ -95%
AmeriHealth Caritas MGMCR $24.98 ↓ -95%
Longevity Health Plan MCR $24.98 ↓ -95%
Prime Health WORKERSCOMP $25.22 ↓ -95%
Freedom Health MGMCR $41.80 ↓ -91%
AvMed HIX $63.18 ↓ -87%
Molina MCR $92.34 ↓ -81%
Oscar HIX $92.34 ↓ -81%
Simply Healthcare HIX $114.21 ↓ -77%
AvMed FullyInsured $116.64 ↓ -76%
AvMed Empower $126.36 ↓ -74%
AvMed Focus $126.36 ↓ -74%
AvMed Select $126.36 ↓ -74%
AvMed Flex $126.36 ↓ -74%
AvMed Engage $126.36 ↓ -74%
Cigna NewBusinessNBN $127.82 ↓ -74%
AvMed ASOEO $136.08 ↓ -72%
Aetna ASA $145.80 ↓ -70%
Office of Sheiff Highland Co GVT $170.10 ↓ -65%
Cigna HMO $170.59 ↓ -65%
Cigna PPO $170.59 ↓ -65%
Humana HMO $179.82 ↓ -63%
Humana PPO $194.40 ↓ -60%
United PPO OptionsPPO $213.84 ↓ -56%
United GlobalBenefitPlanAppendix $218.70 ↓ -55%
AvMed JacksonFirstNetworkOON $243.00 ↓ -50%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Ot therapeutic interventions cognitive skills direct patient contact each additional 15 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $172.19 $18.93 – $41.97
Adventhealth Daytona Beach Daytona Beach $131.68 $17.55 – $30.83
Adventhealth Lake Wales Lake Wales $314.65 $18.47 – $41.00
Adventhealth Palm Coast Parkway Palm Coast $173.58 not published
Adventhealth Tampa Tampa $146.73 $18.47 – $41.00
AdventHealth New Smyrna Beach New Smyrna Beach $130.85 $17.55 – $40.35
Adventhealth Port Charlotte Port Charlotte $172.34 not published
cleveland clinic florida weston hospital Weston $166.40 $18.49 – $217.60

All Florida hospitals for this procedure →