New Patient Office Visit (level 4) at HCA FLORIDA HIGHLANDS HOSPITAL
3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$109.30 with Aetna vs $712.80 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | MCR | $109.30 | — |
| BCBS | MCRHMO | $115.63 | — |
| Freedom Health | MGMCR | $136.22 | — |
| Prime Health | WORKERSCOMP | $142.59 | — |
| BCBS | BSL | $215.42 | — |
| BCBS | SBN | $215.42 | — |
| BCBS | MBN | $215.42 | — |
| Aetna | QHP | $275.62 | — |
| BCBS | HMO | $299.38 | — |
| Molina | MCR | $300.96 | — |
| Aetna | HMO | $308.88 | — |
| BCBS | PPO | $318.38 | — |
| BCBS | NWB | $318.38 | — |
| BCBS | PHS | $381.74 | — |
| Aetna | PPO | $386.50 | — |
| Cigna | NewBusinessNBN | $416.59 | — |
| Aetna | ASA | $475.20 | — |
| Office of Sheiff Highland Co | GVT | $554.40 | — |
| Cigna | HMO | $555.98 | — |
| Cigna | PPO | $555.98 | — |
| Humana | HMO | $586.08 | — |
| Humana | PPO | $633.60 | — |
| United PPO | OptionsPPO | $696.96 | — |
| United | GlobalBenefitPlanAppendix | $712.80 | — |
Visitor-reported prices
Comments
New Patient Office Visit (level 4) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Sebring | Sebring | $1,202.96 | not published |
| Adventhealth Daytona Beach | Daytona Beach | $641.63 | not published |
| Adventhealth Lake Wales | Lake Wales | $781.35 | not published |
| Adventhealth Palm Coast Parkway | Palm Coast | $737.40 | not published |
| Adventhealth Tampa | Tampa | $817.25 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $601.97 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $1,046.33 | not published |
| cleveland clinic florida weston hospital | Weston | $676.00 | $36.62 – $520.00 |