New Patient Office Visit (level 2) at HCA FLORIDA HIGHLANDS HOSPITAL
3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$45.61 with Aetna vs $297.45 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | MCR | $45.61 | — |
| BCBS | MCRHMO | $48.25 | — |
| Prime Health | WORKERSCOMP | $56.26 | — |
| Freedom Health | MGMCR | $56.85 | — |
| BCBS | BSL | $89.90 | — |
| BCBS | SBN | $89.90 | — |
| BCBS | MBN | $89.90 | — |
| Aetna | QHP | $115.01 | — |
| BCBS | HMO | $124.93 | — |
| Molina | MCR | $125.59 | — |
| Aetna | HMO | $128.90 | — |
| BCBS | PPO | $132.86 | — |
| BCBS | NWB | $132.86 | — |
| BCBS | PHS | $159.30 | — |
| Aetna | PPO | $161.28 | — |
| Cigna | NewBusinessNBN | $173.84 | — |
| Aetna | ASA | $198.30 | — |
| Office of Sheiff Highland Co | GVT | $231.35 | — |
| Cigna | HMO | $232.01 | — |
| Cigna | PPO | $232.01 | — |
| Humana | HMO | $244.57 | — |
| Humana | PPO | $264.40 | — |
| United PPO | OptionsPPO | $290.84 | — |
| United | GlobalBenefitPlanAppendix | $297.45 | — |
Visitor-reported prices
Comments
New Patient Office Visit (level 2) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Sebring | Sebring | $405.20 | not published |
| Adventhealth Daytona Beach | Daytona Beach | $520.80 | not published |
| Adventhealth Lake Wales | Lake Wales | $616.15 | not published |
| Adventhealth Tampa | Tampa | $379.70 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $402.91 | not published |
| Adventhealth Port Charlotte | Port Charlotte | $723.45 | not published |
| cleveland clinic florida weston hospital | Weston | $241.80 | $23.51 – $186.00 |
| martin north hospital | Stuart | $241.80 | $35.36 – $127.50 |