Neck (Cervical Spine) CT scan (with contrast) at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$5,659.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,659.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$486.67 with Freedom Health vs $3,879.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $486.67 ↓ -91%
United AllPayerAppendix $828.27 ↓ -85%
AvMed HIX $890.00 ↓ -84%
Molina MCR $1,075.21 ↓ -81%
Aetna QHP $1,087.00 ↓ -81%
Aetna HMO $1,326.00 ↓ -77%
Aetna PPO $1,462.00 ↓ -74%
Aetna ASA $1,697.70 ↓ -70%
Office of Sheiff Highland Co GVT $1,980.65 ↓ -65%
United PPO OptionsPPO $2,489.96 ↓ -56%
United GlobalBenefitPlanAppendix $2,546.55 ↓ -55%
AvMed JacksonFirstNetworkOON $2,829.50 ↓ -50%
Prime Health WORKERSCOMP $3,489.46 ↓ -38%
AvMed Focus $3,533.00 ↓ -38%
AvMed FullyInsured $3,533.00 ↓ -38%
AvMed Flex $3,533.00 ↓ -38%
AvMed Empower $3,533.00 ↓ -38%
AvMed Engage $3,533.00 ↓ -38%
AvMed Select $3,533.00 ↓ -38%
AvMed ASOEO $3,879.00 ↓ -31%

Visitor-reported prices

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Neck (Cervical Spine) CT scan (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $6,427.75 $373.43 – $827.96
Adventhealth Daytona Beach Daytona Beach $5,959.59 $346.11 – $608.05
Adventhealth Lake Wales Lake Wales $12,842.33 $337.22 – $958.38
Adventhealth Palm Coast Parkway Palm Coast $5,765.54 $346.11 – $1,140.93
Adventhealth Tampa Tampa $10,179.59 $332.53 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $3,001.71 $346.11 – $795.86
Adventhealth Port Charlotte Port Charlotte $8,262.33 $347.52 – $665.25
cleveland clinic florida weston hospital Weston $2,319.20 $50.71 – $2,618.00

All Florida hospitals for this procedure →