MRI chest w IV cont at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$4,414.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,414.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$379.60 with Freedom Health vs $4,166.85 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $379.60 ↓ -91%
Molina MCR $838.66 ↓ -81%
AvMed HIX $1,088.00 ↓ -75%
Aetna ASA $1,324.20 ↓ -70%
Aetna QHP $1,499.00 ↓ -66%
Office of Sheiff Highland Co GVT $1,544.90 ↓ -65%
United AllPayerAppendix $1,609.16 ↓ -64%
Aetna HMO $1,831.00 ↓ -59%
United PPO OptionsPPO $1,942.16 ↓ -56%
United GlobalBenefitPlanAppendix $1,986.30 ↓ -55%
Aetna PPO $2,012.00 ↓ -54%
AvMed JacksonFirstNetworkOON $2,207.00 ↓ -50%
AvMed Focus $3,533.00 ↓ -20%
AvMed FullyInsured $3,533.00 ↓ -20%
AvMed Flex $3,533.00 ↓ -20%
AvMed Select $3,533.00 ↓ -20%
AvMed Empower $3,533.00 ↓ -20%
AvMed Engage $3,533.00 ↓ -20%
AvMed ASOEO $3,879.00 ↓ -12%
Prime Health WORKERSCOMP $4,166.85 ↓ -6%

Visitor-reported prices

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MRI chest w IV cont at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring not published $839.10 – $1,860.42
Adventhealth Palm Coast Parkway Palm Coast $2,114.61 $633.75 – $1,748.52
Adventhealth Tampa Tampa $3,171.89 $569.57 – $1,817.36
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $15,341.00 $946.00 – $4,541.11
Adventhealth Port Charlotte Port Charlotte $6,353.00 $595.24 – $1,494.82
cleveland clinic florida weston hospital Weston $4,878.90 $71.88 – $5,791.90
martin north hospital Stuart $4,429.10 $64.31 – $3,407.00
indian river hospital Vero Beach $4,429.10 $76.92 – $5,451.20

All Florida hospitals for this procedure →