MRA without cont, abd at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,995.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,995.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$171.57 with Freedom Health vs $2,012.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $171.57 ↓ -91%
AvMed HIX $259.35 ↓ -87%
Molina MCR $379.05 ↓ -81%
AvMed FullyInsured $478.80 ↓ -76%
United AllPayerAppendix $517.79 ↓ -74%
AvMed Empower $518.70 ↓ -74%
AvMed Flex $518.70 ↓ -74%
AvMed Engage $518.70 ↓ -74%
AvMed Focus $518.70 ↓ -74%
AvMed Select $518.70 ↓ -74%
AvMed ASOEO $558.60 ↓ -72%
Aetna ASA $598.50 ↓ -70%
Office of Sheiff Highland Co GVT $698.25 ↓ -65%
United PPO OptionsPPO $877.80 ↓ -56%
United GlobalBenefitPlanAppendix $897.75 ↓ -55%
AvMed JacksonFirstNetworkOON $997.50 ↓ -50%
Aetna QHP $1,499.00 ↓ -25%
Aetna HMO $1,831.00 ↓ -8%
Aetna PPO $2,012.00 ↑ +1%

Visitor-reported prices

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MRA without cont, abd at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring not published $255.40 – $566.26
Boca Raton Regional Hospital BOCA RATON $2,492.75 $244.69 – $2,504.26
HCA FLORIDA BRANDON HOSPITAL TAMPA $7,074.27 $517.79 – $1,186.00
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS $6,447.00 $517.79 – $1,200.00
HCA FLORIDA LAKE MONROE HOSPITAL SANFORD $12,777.25 $517.79 – $1,580.00
HCA FLORIDA AVENTURA HOSPITAL HIALEAH $7,279.00 $517.79 – $1,116.00
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $7,746.98 $517.79 – $983.00
HCA FLORIDA FAWCETT HOSPITAL FORT MYERS $10,214.12 $517.79 – $1,101.00

All Florida hospitals for this procedure →