Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.54 with Freedom Health vs $104.35 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $3.54
AvMed HIX $5.35
Molina MCR $7.82
AvMed FullyInsured $9.88
AvMed Focus $10.70
AvMed Flex $10.70
AvMed Engage $10.70
AvMed Empower $10.70
AvMed Select $10.70
AvMed ASOEO $11.52
Aetna ASA $12.35
Office of Sheiff Highland Co GVT $14.41
Humana HMO $15.23
United GVT $16.07
United AllPayerAppendix $16.07
Devoted Health MCR $16.07
HUMANA MGMCRHMO $16.07
HUMANA MGMCRPPO $16.07
NDMS Definitive Care MGMCR $16.07
Wellmed MGMCR $16.07
BCBS MCRPPO $16.39
BCBS MCRHMO $16.39
United MCR $16.39
Humana PPO $16.46
Aetna MCR $16.55
Sunshine State MCR $16.87
Prominence HealthFirst MCRHMO $16.87
American Health Plan MCR $17.03
Florida Complete Care MCR $17.19
Cigna Healthspring MCR $17.19
Centurion GVT $17.68
Sunshine State MCD $17.68
United PPO OptionsPPO $18.11
United GlobalBenefitPlanAppendix $18.52
Longevity Health Plan MCR $19.28
AmeriHealth Caritas MGMCR $19.28
AvMed JacksonFirstNetworkOON $20.58
Oscar HIX $31.02
Simply Healthcare HIX $36.32
Prime Health WORKERSCOMP $104.35
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $202.18 $16.47 – $36.52
Adventhealth Daytona Beach Daytona Beach $267.33 $15.27 – $26.82
Adventhealth Lake Wales Lake Wales $267.33 $16.07 – $35.68
Adventhealth Palm Coast Parkway Palm Coast $267.33 $15.27 – $34.32
Adventhealth Tampa Tampa $248.04 $16.07 – $35.68
AdventHealth New Smyrna Beach New Smyrna Beach $248.81 $15.27 – $35.10
Adventhealth Port Charlotte Port Charlotte $118.18 $16.07 – $29.34
cleveland clinic florida weston hospital Weston $276.25 $4.02 – $45.05

All Florida hospitals for this procedure →