Mayo factor x at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.88 with Freedom Health vs $91.75 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $6.88
AvMed HIX $10.40
Molina MCR $15.20
United AllPayerAppendix $17.90
Wellmed MGMCR $17.90
HUMANA MGMCRPPO $17.90
Devoted Health MCR $17.90
NDMS Definitive Care MGMCR $17.90
HUMANA MGMCRHMO $17.90
United GVT $17.90
United MCR $18.26
BCBS MCRPPO $18.26
BCBS MCRHMO $18.26
Aetna MCR $18.44
Prominence HealthFirst MCRHMO $18.79
Sunshine State MCR $18.79
American Health Plan MCR $18.97
Cigna Healthspring MCR $19.15
Florida Complete Care MCR $19.15
AvMed FullyInsured $19.20
Centurion GVT $19.69
Sunshine State MCD $19.69
AvMed Flex $20.80
AvMed Select $20.80
AvMed Empower $20.80
AvMed Engage $20.80
AvMed Focus $20.80
Longevity Health Plan MCR $21.48
AmeriHealth Caritas MGMCR $21.48
AvMed ASOEO $22.40
Aetna ASA $24.00
Office of Sheiff Highland Co GVT $28.00
Humana HMO $29.60
Humana PPO $32.00
Oscar HIX $34.55
United PPO OptionsPPO $35.20
United GlobalBenefitPlanAppendix $36.00
AvMed JacksonFirstNetworkOON $40.00
Simply Healthcare HIX $40.45
Prime Health WORKERSCOMP $91.75
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Mayo factor x at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $197.35 $18.35 – $40.68
Adventhealth Daytona Beach Daytona Beach $71.84 $17.00 – $29.88
Adventhealth Palm Coast Parkway Palm Coast $7.94 $17.00 – $38.23
Adventhealth Tampa Tampa $179.91 $17.90 – $39.74
AdventHealth New Smyrna Beach New Smyrna Beach $61.92 $17.00 – $39.10
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $367.00 $14.32 – $100.00
Adventhealth Port Charlotte Port Charlotte $119.09 $17.90 – $32.69
cleveland clinic florida weston hospital Weston $87.10 $2.12 – $67.15

All Florida hospitals for this procedure →