Mayo factor ii at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$93.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$93.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.00 with Freedom Health vs $91.75 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $8.00 ↓ -91%
AvMed HIX $12.09 ↓ -87%
HUMANA MGMCRHMO $12.98 ↓ -86%
Devoted Health MCR $12.98 ↓ -86%
United GVT $12.98 ↓ -86%
United AllPayerAppendix $12.98 ↓ -86%
Wellmed MGMCR $12.98 ↓ -86%
NDMS Definitive Care MGMCR $12.98 ↓ -86%
HUMANA MGMCRPPO $12.98 ↓ -86%
BCBS MCRPPO $13.24 ↓ -86%
BCBS MCRHMO $13.24 ↓ -86%
United MCR $13.24 ↓ -86%
Aetna MCR $13.37 ↓ -86%
Prominence HealthFirst MCRHMO $13.63 ↓ -85%
Sunshine State MCR $13.63 ↓ -85%
American Health Plan MCR $13.76 ↓ -85%
Florida Complete Care MCR $13.89 ↓ -85%
Cigna Healthspring MCR $13.89 ↓ -85%
Centurion GVT $14.28 ↓ -85%
Sunshine State MCD $14.28 ↓ -85%
AmeriHealth Caritas MGMCR $15.58 ↓ -83%
Longevity Health Plan MCR $15.58 ↓ -83%
Molina MCR $17.67 ↓ -81%
AvMed FullyInsured $22.32 ↓ -76%
AvMed Focus $24.18 ↓ -74%
AvMed Select $24.18 ↓ -74%
AvMed Empower $24.18 ↓ -74%
AvMed Engage $24.18 ↓ -74%
AvMed Flex $24.18 ↓ -74%
Oscar HIX $25.05 ↓ -73%
AvMed ASOEO $26.04 ↓ -72%
Aetna ASA $27.90 ↓ -70%
Simply Healthcare HIX $29.33 ↓ -68%
Office of Sheiff Highland Co GVT $32.55 ↓ -65%
Humana HMO $34.41 ↓ -63%
Humana PPO $37.20 ↓ -60%
United PPO OptionsPPO $40.92 ↓ -56%
United GlobalBenefitPlanAppendix $41.85 ↓ -55%
AvMed JacksonFirstNetworkOON $46.50 ↓ -50%
Prime Health WORKERSCOMP $91.75 ↓ -1%
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Mayo factor ii at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $64.65 $13.30 – $29.50
Adventhealth Daytona Beach Daytona Beach $58.97 $12.33 – $21.66
Adventhealth Lake Wales Lake Wales $107.21 $12.98 – $28.82
Adventhealth Palm Coast Parkway Palm Coast $73.51 $12.33 – $27.72
Adventhealth Tampa Tampa $200.35 $12.98 – $28.82
AdventHealth New Smyrna Beach New Smyrna Beach $152.12 $12.33 – $28.35
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $360.00 $10.38 – $100.00
Adventhealth Port Charlotte Port Charlotte $86.81 $12.98 – $23.70

All Florida hospitals for this procedure →