Lev 2 hosp type b ed visit at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$491.17 with Prime Health vs $7,451.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Prime Health WORKERSCOMP $491.17
AvMed HIX $1,081.00
BCBS SBN $1,586.00
BCBS MBN $1,586.00
BCBS BSL $1,586.00
Oscar HIX $2,100.00
BCBS HMO $2,436.00
Simply Healthcare HIX $2,453.00
BCBS NWB $2,650.00
BCBS PPO $2,650.00
United AllPayerAppendix $3,010.00
BCBS PHS $3,124.00
Cigna NewBusinessNBN $5,387.00
AvMed FullyInsured $6,783.00
AvMed Select $6,783.00
AvMed Engage $6,783.00
AvMed Flex $6,783.00
AvMed Focus $6,783.00
AvMed Empower $6,783.00
Cigna PPO $7,272.00
Cigna HMO $7,272.00
AvMed ASOEO $7,451.00

Visitor-reported prices

visitor-reported
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Lev 2 hosp type b ed visit at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA BRANDON HOSPITAL TAMPA $1,880.35 $532.19 – $543.39
HCA FLORIDA CITRUS HOSPITAL Inverness $2,107.51 $495.21 – $505.63
HCA FLORIDA BAYONET POINT HOSPITAL HUDSON $1,214.68 $532.19 – $543.39
HCA FLORIDA NORTHWEST HOSPITAL MARGATE $802.00 $576.33 – $588.46
HCA FLORIDA TRINITY HOSPITAL TRINITY $2,280.57 $532.19 – $543.39
UCF LAKE NONA HOSPITAL Orlando $912.01 $525.08 – $536.14
cleveland clinic florida weston hospital Weston not published $97.00 – $116.63
martin north hospital Stuart not published $97.00 – $116.63

All Florida hospitals for this procedure →