Dialysis one evaluation at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.98 with BCBS vs $198.50 with AvMed — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRHMO $28.98
Freedom Health MGMCR $34.14
AvMed HIX $51.61
BCBS BSL $53.99
BCBS MBN $53.99
BCBS SBN $53.99
Aetna QHP $69.08
BCBS HMO $75.03
Oscar HIX $75.43
Molina MCR $75.43
Aetna HMO $77.42
BCBS NWB $79.80
BCBS PPO $79.80
Simply Healthcare HIX $93.30
Prime Health WORKERSCOMP $94.09
AvMed FullyInsured $95.28
BCBS PHS $95.68
Aetna PPO $96.87
AvMed Empower $103.22
AvMed Focus $103.22
AvMed Flex $103.22
AvMed Engage $103.22
AvMed Select $103.22
Cigna NewBusinessNBN $104.41
AvMed ASOEO $111.16
Aetna ASA $119.10
Office of Sheiff Highland Co GVT $138.95
Cigna HMO $139.35
Cigna PPO $139.35
Humana HMO $146.89
Humana PPO $158.80
United PPO OptionsPPO $174.68
United GlobalBenefitPlanAppendix $178.65
AvMed JacksonFirstNetworkOON $198.50

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Dialysis one evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $1,440.60 $446.63 – $990.26
Adventhealth Daytona Beach Daytona Beach $1,662.17 $413.95 – $727.25
Adventhealth Lake Wales Lake Wales $1,290.24 $435.74 – $967.34
Adventhealth Palm Coast Parkway Palm Coast $1,024.00 $413.95 – $930.69
Adventhealth Tampa Tampa $1,406.82 $435.74 – $967.34
cleveland clinic florida weston hospital Weston $2,387.45 $57.33 – $3,122.05
martin north hospital Stuart $2,387.45 $63.35 – $1,836.50
indian river hospital Vero Beach $2,387.45 $57.33 – $2,938.40

All Florida hospitals for this procedure →