Culture body fluid at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.71 with Freedom Health vs $212.30 with Prime Health — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $6.71
Devoted Health MCR $8.62
HUMANA MGMCRPPO $8.62
HUMANA MGMCRHMO $8.62
United GVT $8.62
United AllPayerAppendix $8.62
NDMS Definitive Care MGMCR $8.62
Wellmed MGMCR $8.62
BCBS MCRHMO $8.79
United MCR $8.79
BCBS MCRPPO $8.79
Aetna MCR $8.88
Prominence HealthFirst MCRHMO $9.05
Sunshine State MCR $9.05
American Health Plan MCR $9.14
Florida Complete Care MCR $9.22
Cigna Healthspring MCR $9.22
Centurion GVT $9.48
Sunshine State MCD $9.48
AvMed HIX $10.14
Longevity Health Plan MCR $10.34
AmeriHealth Caritas MGMCR $10.34
Molina MCR $14.82
Oscar HIX $16.64
AvMed FullyInsured $18.72
Simply Healthcare HIX $19.48
AvMed Focus $20.28
AvMed Select $20.28
AvMed Empower $20.28
AvMed Engage $20.28
AvMed Flex $20.28
AvMed ASOEO $21.84
Aetna ASA $23.40
Office of Sheiff Highland Co GVT $27.30
Humana HMO $28.86
Humana PPO $31.20
United PPO OptionsPPO $34.32
United GlobalBenefitPlanAppendix $35.10
AvMed JacksonFirstNetworkOON $39.00
Prime Health WORKERSCOMP $212.30
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Culture body fluid at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $563.68 $8.84 – $19.59
Adventhealth Daytona Beach Daytona Beach $434.13 $8.19 – $14.39
Adventhealth Lake Wales Lake Wales $434.13 $8.62 – $19.14
Adventhealth Palm Coast Parkway Palm Coast $434.13 $8.19 – $18.41
Adventhealth Tampa Tampa $270.31 $8.62 – $19.14
AdventHealth New Smyrna Beach New Smyrna Beach $404.06 $8.19 – $18.83
Adventhealth Port Charlotte Port Charlotte $64.02 $8.62 – $15.74
cleveland clinic florida weston hospital Weston $139.75 $3.62 – $17.00

All Florida hospitals for this procedure →