CT hrt w/3d image at HCA FLORIDA HIGHLANDS HOSPITAL
3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246
$1,798.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,798.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$154.63 with Freedom Health vs $6,000.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Freedom Health | MGMCR | $154.63 | ↓ -91% |
| Molina | MCR | $341.62 | ↓ -81% |
| United | AllPayerAppendix | $401.74 | ↓ -78% |
| Aetna | ASA | $539.40 | ↓ -70% |
| Office of Sheiff Highland Co | GVT | $629.30 | ↓ -65% |
| United PPO | OptionsPPO | $791.12 | ↓ -56% |
| United | GlobalBenefitPlanAppendix | $809.10 | ↓ -55% |
| AvMed | HIX | $890.00 | ↓ -51% |
| AvMed | JacksonFirstNetworkOON | $899.00 | ↓ -50% |
| Aetna | QHP | $1,087.00 | ↓ -40% |
| Aetna | HMO | $1,326.00 | ↓ -26% |
| Aetna | PPO | $1,462.00 | ↓ -19% |
| Prime Health | WORKERSCOMP | $1,742.48 | ↓ -3% |
| AvMed | Flex | $3,533.00 | ↑ +96% |
| AvMed | FullyInsured | $3,533.00 | ↑ +96% |
| AvMed | Select | $3,533.00 | ↑ +96% |
| AvMed | Focus | $3,533.00 | ↑ +96% |
| AvMed | Empower | $3,533.00 | ↑ +96% |
| AvMed | Engage | $3,533.00 | ↑ +96% |
| AvMed | ASOEO | $3,879.00 | ↑ +116% |
| Cigna | NewBusinessNBN | $4,466.00 | ↑ +148% |
| Humana | PPO | $4,630.00 | ↑ +158% |
| Humana | HMO | $4,630.00 | ↑ +158% |
| Cigna | HMO | $6,000.00 | ↑ +234% |
| Cigna | PPO | $6,000.00 | ↑ +234% |
Visitor-reported prices
Comments
CT hrt w/3d image at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Sebring | Sebring | not published | $373.43 – $827.96 |
| Adventhealth Daytona Beach | Daytona Beach | $851.96 | $346.11 – $608.05 |
| Adventhealth Tampa | Tampa | $2,147.56 | $296.49 – $808.79 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $1,610.08 | $346.11 – $795.86 |
| Adventhealth Port Charlotte | Port Charlotte | $12,965.89 | $309.85 – $665.25 |
| cleveland clinic florida weston hospital | Weston | $2,457.00 | $69.73 – $2,618.00 |
| martin north hospital | Stuart | $2,002.00 | $62.39 – $1,540.00 |
| indian river hospital | Vero Beach | $2,002.00 | $74.62 – $2,464.00 |