Crbrospnl fld flw imag cistern at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$10,074.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$10,074.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$866.36 with Freedom Health vs $5,037.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $866.36 ↓ -91%
United AllPayerAppendix $1,101.15 ↓ -89%
AvMed HIX $1,309.62 ↓ -87%
Prime Health WORKERSCOMP $1,898.11 ↓ -81%
Molina MCR $1,914.06 ↓ -81%
AvMed FullyInsured $2,417.76 ↓ -76%
AvMed Engage $2,619.24 ↓ -74%
AvMed Focus $2,619.24 ↓ -74%
AvMed Flex $2,619.24 ↓ -74%
AvMed Select $2,619.24 ↓ -74%
AvMed Empower $2,619.24 ↓ -74%
AvMed ASOEO $2,820.72 ↓ -72%
Aetna ASA $3,022.20 ↓ -70%
Office of Sheiff Highland Co GVT $3,525.90 ↓ -65%
Humana HMO $3,727.38 ↓ -63%
Humana PPO $4,029.60 ↓ -60%
United PPO OptionsPPO $4,432.56 ↓ -56%
United GlobalBenefitPlanAppendix $4,533.30 ↓ -55%
AvMed JacksonFirstNetworkOON $5,037.00 ↓ -50%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
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Crbrospnl fld flw imag cistern at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring not published $581.19 – $1,288.59
Adventhealth Tampa Tampa $4,191.86 $567.01 – $1,258.77
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $4,393.00 $1,101.15 – $2,068.60
Adventhealth Port Charlotte Port Charlotte $6,431.87 $567.01 – $1,035.36
cleveland clinic florida weston hospital Weston $3,194.75 $27.70 – $3,946.55
martin north hospital Stuart $3,017.95 $24.78 – $2,321.50
indian river hospital Vero Beach $3,017.95 $25.56 – $3,714.40
Baptist Hospital MIAMI $1,679.60 $173.17 – $2,325.60

All Florida hospitals for this procedure →