Contrast x-ray of wrist at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$402.11 with Prime Health vs $3,528.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Prime Health WORKERSCOMP $402.11
Freedom Health MGMCR $606.82
United AllPayerAppendix $828.27
AvMed HIX $917.28
Molina MCR $1,340.64
AvMed FullyInsured $1,693.44
AvMed Engage $1,834.56
AvMed Focus $1,834.56
AvMed Flex $1,834.56
AvMed Select $1,834.56
AvMed Empower $1,834.56
AvMed ASOEO $1,975.68
Aetna ASA $2,116.80
Office of Sheiff Highland Co GVT $2,469.60
Humana HMO $2,610.72
Humana PPO $2,822.40
United PPO OptionsPPO $3,104.64
United GlobalBenefitPlanAppendix $3,175.20
AvMed JacksonFirstNetworkOON $3,528.00
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
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Contrast x-ray of wrist at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring not published $373.43 – $827.96
Adventhealth Palm Coast Parkway Palm Coast $818.76 $346.11 – $810.28
Adventhealth Tampa Tampa $3,425.21 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $1,430.50 $346.11 – $795.86
Adventhealth Port Charlotte Port Charlotte $1,638.34 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,142.40 $23.88 – $2,618.00
martin north hospital Stuart $2,002.00 $21.36 – $1,540.00
indian river hospital Vero Beach $140.40 $21.70 – $400.75

All Florida hospitals for this procedure →