Chromosome karyotype study at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$105.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$105.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.03 with Freedom Health vs $75.64 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $9.03 ↓ -91%
AvMed HIX $13.65 ↓ -87%
Molina MCR $19.95 ↓ -81%
AvMed FullyInsured $25.20 ↓ -76%
AvMed Empower $27.30 ↓ -74%
AvMed Focus $27.30 ↓ -74%
AvMed Flex $27.30 ↓ -74%
AvMed Engage $27.30 ↓ -74%
AvMed Select $27.30 ↓ -74%
AvMed ASOEO $29.40 ↓ -72%
Aetna ASA $31.50 ↓ -70%
Devoted Health MCR $33.47 ↓ -68%
United AllPayerAppendix $33.47 ↓ -68%
United GVT $33.47 ↓ -68%
HUMANA MGMCRHMO $33.47 ↓ -68%
HUMANA MGMCRPPO $33.47 ↓ -68%
NDMS Definitive Care MGMCR $33.47 ↓ -68%
Wellmed MGMCR $33.47 ↓ -68%
United MCR $34.14 ↓ -67%
BCBS MCRHMO $34.14 ↓ -67%
BCBS MCRPPO $34.14 ↓ -67%
Aetna MCR $34.47 ↓ -67%
Sunshine State MCR $35.14 ↓ -67%
Prominence HealthFirst MCRHMO $35.14 ↓ -67%
American Health Plan MCR $35.48 ↓ -66%
Cigna Healthspring MCR $35.81 ↓ -66%
Florida Complete Care MCR $35.81 ↓ -66%
Office of Sheiff Highland Co GVT $36.75 ↓ -65%
Centurion GVT $36.82 ↓ -65%
Sunshine State MCD $36.82 ↓ -65%
Humana HMO $38.85 ↓ -63%
AmeriHealth Caritas MGMCR $40.16 ↓ -62%
Longevity Health Plan MCR $40.16 ↓ -62%
Humana PPO $42.00 ↓ -60%
United PPO OptionsPPO $46.20 ↓ -56%
United GlobalBenefitPlanAppendix $47.25 ↓ -55%
AvMed JacksonFirstNetworkOON $52.50 ↓ -50%
Oscar HIX $64.60 ↓ -38%
Simply Healthcare HIX $75.64 ↓ -28%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Chromosome karyotype study at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $369.01 $34.31 – $76.06
Adventhealth Daytona Beach Daytona Beach $168.55 $31.80 – $55.86
Adventhealth Palm Coast Parkway Palm Coast $108.94 $31.80 – $71.49
Adventhealth Tampa Tampa $122.93 $33.47 – $74.30
AdventHealth New Smyrna Beach New Smyrna Beach $123.83 $31.80 – $73.12
Adventhealth Port Charlotte Port Charlotte $247.42 $33.47 – $61.12
cleveland clinic florida weston hospital Weston $152.10 $11.00 – $44.00
martin north hospital Stuart $86.45 $12.89 – $44.00

All Florida hospitals for this procedure →