Chest CT scan (with and without contrast) at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$5,734.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,734.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$401.74 with United vs $3,879.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $401.74 ↓ -93%
Freedom Health MGMCR $493.12 ↓ -91%
AvMed HIX $890.00 ↓ -84%
Aetna QHP $1,087.00 ↓ -81%
Molina MCR $1,089.46 ↓ -81%
Aetna HMO $1,326.00 ↓ -77%
Aetna PPO $1,462.00 ↓ -75%
Aetna ASA $1,720.20 ↓ -70%
Office of Sheiff Highland Co GVT $2,006.90 ↓ -65%
United PPO OptionsPPO $2,522.96 ↓ -56%
United GlobalBenefitPlanAppendix $2,580.30 ↓ -55%
Prime Health WORKERSCOMP $2,599.78 ↓ -55%
AvMed JacksonFirstNetworkOON $2,867.00 ↓ -50%
AvMed Focus $3,533.00 ↓ -38%
AvMed FullyInsured $3,533.00 ↓ -38%
AvMed Flex $3,533.00 ↓ -38%
AvMed Empower $3,533.00 ↓ -38%
AvMed Engage $3,533.00 ↓ -38%
AvMed Select $3,533.00 ↓ -38%
AvMed ASOEO $3,879.00 ↓ -32%

Visitor-reported prices

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Chest CT scan (with and without contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $7,427.39 $187.75 – $416.27
Adventhealth Daytona Beach Daytona Beach $5,582.20 $174.01 – $492.42
Adventhealth Lake Wales Lake Wales $12,594.09 $183.17 – $530.75
Adventhealth Palm Coast Parkway Palm Coast $5,267.33 $174.01 – $669.56
Adventhealth Tampa Tampa $8,409.14 $183.17 – $429.66
AdventHealth New Smyrna Beach New Smyrna Beach $4,208.85 $174.01 – $642.98
Adventhealth Port Charlotte Port Charlotte $9,953.69 $183.17 – $391.35
cleveland clinic florida weston hospital Weston $1,355.25 $56.96 – $1,304.75

All Florida hospitals for this procedure →