#cf-97variants at HCA FLORIDA HIGHLANDS HOSPITAL
3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246
$65.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$65.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$5.59 with Freedom Health vs $1,257.92 with Simply Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Freedom Health | MGMCR | $5.59 | ↓ -91% |
| AvMed | HIX | $8.45 | ↓ -87% |
| Molina | MCR | $12.35 | ↓ -81% |
| AvMed | FullyInsured | $15.60 | ↓ -76% |
| AvMed | Select | $16.90 | ↓ -74% |
| AvMed | Focus | $16.90 | ↓ -74% |
| AvMed | Flex | $16.90 | ↓ -74% |
| AvMed | Engage | $16.90 | ↓ -74% |
| AvMed | Empower | $16.90 | ↓ -74% |
| AvMed | ASOEO | $18.20 | ↓ -72% |
| Aetna | ASA | $19.50 | ↓ -70% |
| Office of Sheiff Highland Co | GVT | $22.75 | ↓ -65% |
| Humana | HMO | $24.05 | ↓ -63% |
| Humana | PPO | $26.00 | ↓ -60% |
| United PPO | OptionsPPO | $28.60 | ↓ -56% |
| United | GlobalBenefitPlanAppendix | $29.25 | ↓ -55% |
| AvMed | JacksonFirstNetworkOON | $32.50 | ↓ -50% |
| Prime Health | WORKERSCOMP | $98.50 | ↑ +52% |
| HUMANA | MGMCRHMO | $556.60 | ↑ +756% |
| United | GVT | $556.60 | ↑ +756% |
| United | AllPayerAppendix | $556.60 | ↑ +756% |
| Devoted Health | MCR | $556.60 | ↑ +756% |
| HUMANA | MGMCRPPO | $556.60 | ↑ +756% |
| Wellmed | MGMCR | $556.60 | ↑ +756% |
| NDMS Definitive Care | MGMCR | $556.60 | ↑ +756% |
| United | MCR | $567.73 | ↑ +773% |
| BCBS | MCRHMO | $567.73 | ↑ +773% |
| BCBS | MCRPPO | $567.73 | ↑ +773% |
| Aetna | MCR | $573.30 | ↑ +782% |
| Sunshine State | MCR | $584.43 | ↑ +799% |
| Prominence HealthFirst | MCRHMO | $584.43 | ↑ +799% |
| American Health Plan | MCR | $590.00 | ↑ +808% |
| Cigna Healthspring | MCR | $595.56 | ↑ +816% |
| Florida Complete Care | MCR | $595.56 | ↑ +816% |
| Sunshine State | MCD | $612.26 | ↑ +842% |
| Centurion | GVT | $612.26 | ↑ +842% |
| Longevity Health Plan | MCR | $667.92 | ↑ +928% |
| AmeriHealth Caritas | MGMCR | $667.92 | ↑ +928% |
| Oscar | HIX | $1,074.24 | ↑ +1553% |
| Simply Healthcare | HIX | $1,257.92 | ↑ +1835% |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
#cf-97variants at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $1,691.38 | $528.77 – $928.97 |
| Adventhealth Palm Coast Parkway | Palm Coast | $1,580.47 | $528.77 – $1,188.84 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $1,194.28 | $528.77 – $1,215.89 |
| Adventhealth Port Charlotte | Port Charlotte | $3,717.42 | $556.60 – $1,016.35 |
| cleveland clinic florida weston hospital | Weston | $518.70 | $170.10 – $681.00 |
| martin north hospital | Stuart | $518.70 | $163.20 – $612.26 |
| indian river hospital | Vero Beach | $375.05 | $135.02 – $612.26 |
| Baptist Hospital | MIAMI | $455.00 | $121.10 – $630.00 |