Brcassure comprehensive panel-sendout at HCA FLORIDA HIGHLANDS HOSPITAL
3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$98.50 with Prime Health vs $4,124.23 with Simply Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Prime Health | WORKERSCOMP | $98.50 | — |
| Wellmed | MGMCR | $1,824.88 | — |
| United | AllPayerAppendix | $1,824.88 | — |
| United | GVT | $1,824.88 | — |
| HUMANA | MGMCRHMO | $1,824.88 | — |
| HUMANA | MGMCRPPO | $1,824.88 | — |
| NDMS Definitive Care | MGMCR | $1,824.88 | — |
| Devoted Health | MCR | $1,824.88 | — |
| BCBS | MCRHMO | $1,861.38 | — |
| BCBS | MCRPPO | $1,861.38 | — |
| United | MCR | $1,861.38 | — |
| Aetna | MCR | $1,879.63 | — |
| Prominence HealthFirst | MCRHMO | $1,916.12 | — |
| Sunshine State | MCR | $1,916.12 | — |
| American Health Plan | MCR | $1,934.37 | — |
| Cigna Healthspring | MCR | $1,952.62 | — |
| Florida Complete Care | MCR | $1,952.62 | — |
| Centurion | GVT | $2,007.37 | — |
| Sunshine State | MCD | $2,007.37 | — |
| AmeriHealth Caritas | MGMCR | $2,189.86 | — |
| Longevity Health Plan | MCR | $2,189.86 | — |
| Oscar | HIX | $3,522.02 | — |
| Simply Healthcare | HIX | $4,124.23 | — |
| Aetna | PPO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Brcassure comprehensive panel-sendout at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Sebring | Sebring | $20,119.30 | $1,870.50 – $4,147.22 |
| Adventhealth Daytona Beach | Daytona Beach | $4,555.24 | $1,733.64 – $3,045.72 |
| Adventhealth Lake Wales | Lake Wales | $5,748.37 | $1,824.88 – $4,051.23 |
| Adventhealth Palm Coast Parkway | Palm Coast | $4,892.43 | $1,733.64 – $3,897.76 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $3,696.97 | $1,733.64 – $3,986.45 |
| Adventhealth Port Charlotte | Port Charlotte | $12,186.24 | $1,824.88 – $3,332.23 |
| Boca Raton Regional Hospital | BOCA RATON | $3,150.55 | $181.00 – $1,870.96 |
| HCA FLORIDA BRANDON HOSPITAL | TAMPA | $1,500.00 | $106.73 – $2,646.08 |