Allgrft implnt knee w/scope at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$2,350.00 with Freedom Health vs $37,000.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Freedom Health MGMCR $2,350.00
Molina MCR $3,950.00
Prime Health WORKERSCOMP $4,272.09
AvMed HIX $9,796.00
Cigna NewBusinessNBN $11,166.00
Aetna QHP $12,530.00
Cigna HMO $15,153.00
Cigna PPO $15,153.00
Aetna HMO $15,300.00
BCBS SBN $15,535.00
BCBS BSL $15,535.00
BCBS MBN $15,535.00
Aetna PPO $16,947.00
Oscar HIX $17,846.00
Simply Healthcare HIX $19,005.00
BCBS PPO $23,689.00
BCBS NWB $23,689.00
BCBS HMO $23,866.00
AvMed FullyInsured $24,023.00
AvMed Select $24,023.00
AvMed Empower $24,023.00
AvMed Engage $24,023.00
AvMed Flex $24,023.00
AvMed Focus $24,023.00
BCBS PHS $24,677.00
AvMed ASOEO $26,390.00
Humana PPO $27,777.00
Humana HMO $27,777.00
United AllPayerAppendix $37,000.00

Visitor-reported prices

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Allgrft implnt knee w/scope at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring not published $13,742.34 – $30,469.12
cleveland clinic florida weston hospital Weston $4,781.40 $909.82 – $14,747.88
martin north hospital Stuart $4,781.40 $994.49 – $14,747.88
indian river hospital Vero Beach $4,781.40 $909.82 – $14,747.88
Adventhealth Daytona Beach Daytona Beach not published $12,736.81 – $22,376.56
Adventhealth Palm Coast Parkway Palm Coast not published $12,736.81 – $28,636.36
Adventhealth Tampa Tampa not published $13,407.17 – $29,763.91
AdventHealth New Smyrna Beach New Smyrna Beach not published $12,736.81 – $29,287.95

All Florida hospitals for this procedure →