3d recon without postprocess indpndt at HCA FLORIDA HIGHLANDS HOSPITAL

3600 S Highlands Ave, Sebring, FL · HCA Florida Healthcare · · NPI 1598282246

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$4,915.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,915.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$339.13 with Aetna vs $3,879.00 with AvMed — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MCR $339.13 ↓ -93%
BCBS MCRHMO $358.80 ↓ -93%
Freedom Health MGMCR $422.69 ↓ -91%
Prime Health WORKERSCOMP $448.89 ↓ -91%
AvMed HIX $890.00 ↓ -82%
Molina MCR $933.85 ↓ -81%
Aetna QHP $1,087.00 ↓ -78%
Aetna HMO $1,326.00 ↓ -73%
Aetna PPO $1,462.00 ↓ -70%
Aetna ASA $1,474.50 ↓ -70%
Office of Sheiff Highland Co GVT $1,720.25 ↓ -65%
United PPO OptionsPPO $2,162.60 ↓ -56%
United GlobalBenefitPlanAppendix $2,211.75 ↓ -55%
AvMed JacksonFirstNetworkOON $2,457.50 ↓ -50%
AvMed Flex $3,533.00 ↓ -28%
AvMed Select $3,533.00 ↓ -28%
AvMed FullyInsured $3,533.00 ↓ -28%
AvMed Focus $3,533.00 ↓ -28%
AvMed Empower $3,533.00 ↓ -28%
AvMed Engage $3,533.00 ↓ -28%
AvMed ASOEO $3,879.00 ↓ -21%

Visitor-reported prices

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3d recon without postprocess indpndt at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Sebring Sebring $899.21 not published
Adventhealth Daytona Beach Daytona Beach $483.53 not published
Adventhealth Tampa Tampa $686.09 not published
Adventhealth Port Charlotte Port Charlotte $830.55 not published
cleveland clinic florida weston hospital Weston $517.40 $8.38 – $601.80
martin north hospital Stuart $517.40 $7.50 – $354.00
indian river hospital Vero Beach $460.20 $7.43 – $566.40
Baptist Hospital MIAMI $185.90 $47.06 – $244.80

All Florida hospitals for this procedure →