Percut ablate liver rf at Adventhealth Sebring

4200 Sun N Lake Blvd, Sebring, FL · AdventHealth · · NPI 1083692594

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$24,486.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$24,486.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6,471.05 with Humana vs $14,347.42 with Oscar — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Managed Care Plan $6,471.05 ↓ -74%
Bcbs Medicare Managed Care Plan $6,502.61 ↓ -73%
Aetna Medicare Managed Care Plan $6,565.75 ↓ -73%
Simply Healthcare Medicare Managed Care Plan $6,692.01 ↓ -73%
Unitedhealthcare Medicare Managed Care Plan $6,748.83 ↓ -72%
Devoted Health Medicare Managed Care Plan $6,755.14 ↓ -72%
Sunshine Health Ambetter Exchange $14,015.34 ↓ -43%
Oscar Exchange $14,347.42 ↓ -41%

Visitor-reported prices

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Percut ablate liver rf at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA HIGHLANDS HOSPITAL Sebring not published $1,491.50 – $1,491.50
Adventhealth Daytona Beach Daytona Beach $9,211.24 $5,997.56 – $10,536.76
Adventhealth Tampa Tampa $59,775.03 $6,313.22 – $14,015.34
cleveland clinic florida weston hospital Weston $21,806.20 $480.42 – $28,515.80
martin north hospital Stuart $21,806.20 $606.22 – $16,774.00
indian river hospital Vero Beach $21,806.20 $480.42 – $26,838.40
Baptist Hospital MIAMI $15,816.45 $173.17 – $21,899.70
Bethesda Hospital East BOYNTON BEACH $15,816.45 $3,608.43 – $21,899.70

All Florida hospitals for this procedure →