Ins/rpl pm w/tv ld atrl at Adventhealth Sebring
4200 Sun N Lake Blvd, Sebring, FL · AdventHealth · · NPI 1083692594
$51,406.62
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$51,406.62
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$11,187.67 with Humana vs $24,804.97 with Oscar — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Managed Care Plan | $11,187.67 | ↓ -78% |
| Bcbs | Medicare Managed Care Plan | $11,242.24 | ↓ -78% |
| Aetna | Medicare Managed Care Plan | $11,351.39 | ↓ -78% |
| Simply Healthcare | Medicare Managed Care Plan | $11,569.69 | ↓ -77% |
| Unitedhealthcare | Medicare Managed Care Plan | $11,667.92 | ↓ -77% |
| Devoted Health | Medicare Managed Care Plan | $11,678.84 | ↓ -77% |
| Sunshine Health | Ambetter Exchange | $24,230.85 | ↓ -53% |
| Oscar | Exchange | $24,804.97 | ↓ -52% |
Visitor-reported prices
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Ins/rpl pm w/tv ld atrl at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| HCA FLORIDA HIGHLANDS HOSPITAL | Sebring | not published | $465.98 – $465.98 |
| Adventhealth Daytona Beach | Daytona Beach | $38,571.42 | not published |
| Adventhealth Tampa | Tampa | $14,994.38 | $10,914.80 – $24,230.85 |
| cleveland clinic florida weston hospital | Weston | $21,850.40 | $343.92 – $28,573.60 |
| martin north hospital | Stuart | $21,850.40 | $343.92 – $16,808.00 |
| Baptist Hospital | MIAMI | $20,861.10 | $173.17 – $28,884.60 |
| Bethesda Hospital East | BOYNTON BEACH | $20,861.10 | $3,651.00 – $28,884.60 |
| Boca Raton Regional Hospital | BOCA RATON | $18,512.00 | $4,587.00 – $18,597.44 |