Ghs st - re-eval for alt comm at Adventhealth Sebring

4200 Sun N Lake Blvd, Sebring, FL · AdventHealth · · NPI 1083692594

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 10, 2026

$777.47

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$777.47

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.87 with Humana vs $163.79 with Oscar — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Medicare Managed Care Plan $73.87 ↓ -90%
Bcbs Medicare Managed Care Plan $74.23 ↓ -90%
Aetna Medicare Managed Care Plan $74.95 ↓ -90%
Simply Healthcare Medicare Managed Care Plan $76.39 ↓ -90%
Unitedhealthcare Medicare Managed Care Plan $77.04 ↓ -90%
Devoted Health Medicare Managed Care Plan $77.11 ↓ -90%
Sunshine Health Ambetter Exchange $160.00 ↓ -79%
Oscar Exchange $163.79 ↓ -79%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs st - re-eval for alt comm at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA HIGHLANDS HOSPITAL Sebring not published $70.19 – $93.12
Adventhealth Daytona Beach Daytona Beach $517.24 $68.47 – $120.28
Adventhealth Lake Wales Lake Wales $596.42 $72.07 – $160.00
Adventhealth Palm Coast Parkway Palm Coast $557.03 not published
Adventhealth Tampa Tampa $533.81 $72.07 – $160.00
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $289.00 $56.15 – $93.12
Adventhealth Port Charlotte Port Charlotte $533.81 not published
cleveland clinic florida weston hospital Weston $516.75 $69.95 – $675.75

All Florida hospitals for this procedure →