X-ray exam of sinuses at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,935.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,935.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$139.34 with Optimum vs $1,741.72 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $139.34 ↓ -93%
Freedom Health MCR $139.34 ↓ -93%
United AllPayerAppendix $182.03 ↓ -91%
Simply MGMCR $298.03 ↓ -85%
Molina Healthcare MGMCR $367.70 ↓ -81%
Humana PPO $387.05 ↓ -80%
Humana HMO $387.05 ↓ -80%
Evolutions TieredNetwork $445.11 ↓ -77%
AvMed HMOFI $464.46 ↓ -76%
Sunshine State Health Plan QHP $493.49 ↓ -74%
CorVel Corporation WORKERSCOMP $535.66 ↓ -72%
AvMed ASOEO $541.87 ↓ -72%
Prime Health WC $546.93 ↓ -72%
Careworks (Rockport Community) WORKERSCOMP $563.85 ↓ -71%
Aetna ASA $580.58 ↓ -70%
Molina Healthcare HIX $619.28 ↓ -68%
United OptionsPPO $646.37 ↓ -67%
Florida Health Care Plan COMM $729.59 ↓ -62%
United GlobalBenefitPlan $870.86 ↓ -55%
Prime Health Sheriff COMM $967.63 ↓ -50%
Plotkin Health COMM $967.63 ↓ -50%
AvMed HIXOON $967.63 ↓ -50%
Prime Health Sheriff WORKERSCOMP $967.63 ↓ -50%
Multiplan PRIMARYPPO $1,451.44 ↓ -25%
Three Rivers Provider Network WorkersComp $1,451.44 ↓ -25%
Multiplan Primary $1,509.49 ↓ -22%
PPO Next COMM $1,644.96 ↓ -15%
Multiplan Complementary $1,644.96 ↓ -15%
Multiplan COMPLEMENTARYPPO $1,644.96 ↓ -15%
PPO Next PPO $1,644.96 ↓ -15%
NovaNet COMM $1,741.72 ↓ -10%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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X-ray exam of sinuses at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $387.60 $86.33 – $151.68
Adventhealth Lake Wales Lake Wales $830.26 $77.67 – $201.75
Adventhealth Palm Coast Parkway Palm Coast $681.59 $85.22 – $194.11
Adventhealth Tampa Tampa $1,056.67 $76.59 – $201.75
AdventHealth New Smyrna Beach New Smyrna Beach $558.28 $86.33 – $198.52
Adventhealth Port Charlotte Port Charlotte $907.10 $80.04 – $165.94
cleveland clinic florida weston hospital Weston $538.20 $7.25 – $646.00
martin north hospital Stuart $538.20 $6.48 – $380.00

All Florida hospitals for this procedure →