X-ray exam of middle ear at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$3,648.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$3,648.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$262.66 with Optimum vs $3,283.20 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $262.66 ↓ -93%
Freedom Health MCR $262.66 ↓ -93%
Simply MGMCR $561.79 ↓ -85%
Molina Healthcare MGMCR $693.12 ↓ -81%
Humana PPO $729.60 ↓ -80%
Humana HMO $729.60 ↓ -80%
Evolutions TieredNetwork $839.04 ↓ -77%
AvMed HMOFI $875.52 ↓ -76%
Sunshine State Health Plan QHP $930.24 ↓ -75%
AvMed ASOEO $1,021.44 ↓ -72%
United AllPayerAppendix $1,086.50 ↓ -70%
Aetna ASA $1,094.40 ↓ -70%
Molina Healthcare HIX $1,167.36 ↓ -68%
United OptionsPPO $1,218.43 ↓ -67%
Florida Health Care Plan COMM $1,375.30 ↓ -62%
United GlobalBenefitPlan $1,641.60 ↓ -55%
Plotkin Health COMM $1,824.00 ↓ -50%
AvMed HIXOON $1,824.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $1,824.00 ↓ -50%
Prime Health Sheriff COMM $1,824.00 ↓ -50%
CorVel Corporation WORKERSCOMP $2,203.71 ↓ -40%
Prime Health WC $2,250.10 ↓ -38%
Careworks (Rockport Community) WORKERSCOMP $2,319.69 ↓ -36%
Multiplan PRIMARYPPO $2,736.00 ↓ -25%
Three Rivers Provider Network WorkersComp $2,736.00 ↓ -25%
Multiplan Primary $2,845.44 ↓ -22%
Multiplan Complementary $3,100.80 ↓ -15%
Multiplan COMPLEMENTARYPPO $3,100.80 ↓ -15%
PPO Next PPO $3,100.80 ↓ -15%
PPO Next COMM $3,100.80 ↓ -15%
NovaNet COMM $3,283.20 ↓ -10%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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X-ray exam of middle ear at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $2,295.00 $1,086.50 – $2,246.54
cleveland clinic florida weston hospital Weston $3,171.35 $14.93 – $4,019.65
martin north hospital Stuart $3,073.85 $13.36 – $2,364.50
indian river hospital Vero Beach $3,073.85 $13.11 – $3,783.20
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $424.00 $123.35 – $1,182.67
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $587.20 $123.35 – $1,182.67
HCA FLORIDA FAWCETT HOSPITAL FORT MYERS $2,454.65 $1,086.50 – $2,209.86
HCA FLORIDA ENGLEWOOD HOSPITAL ENGLEWOOD $2,514.62 $1,086.50 – $2,280.55

All Florida hospitals for this procedure →