X-ray elbow >= 3 views (both sides) at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$182.03 with United vs $3,205.80 with NovaNet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $182.03
Optimum MGMCR $256.46
Freedom Health MCR $256.46
CorVel Corporation WORKERSCOMP $423.14
Prime Health WC $432.05
Careworks (Rockport Community) WORKERSCOMP $445.41
Simply MGMCR $548.55
Molina Healthcare MGMCR $676.78
Humana HMO $712.40
Humana PPO $712.40
Evolutions TieredNetwork $819.26
AvMed HMOFI $854.88
Sunshine State Health Plan QHP $908.31
AvMed ASOEO $997.36
Aetna ASA $1,068.60
Molina Healthcare HIX $1,139.84
United OptionsPPO $1,189.71
Florida Health Care Plan COMM $1,342.87
United GlobalBenefitPlan $1,602.90
Prime Health Sheriff COMM $1,781.00
Plotkin Health COMM $1,781.00
AvMed HIXOON $1,781.00
Prime Health Sheriff WORKERSCOMP $1,781.00
Multiplan PRIMARYPPO $2,671.50
Three Rivers Provider Network WorkersComp $2,671.50
Multiplan Primary $2,778.36
PPO Next COMM $3,027.70
Multiplan Complementary $3,027.70
Multiplan COMPLEMENTARYPPO $3,027.70
PPO Next PPO $3,027.70
NovaNet COMM $3,205.80
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
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X-ray elbow >= 3 views (both sides) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $898.60 $86.33 – $151.68
Adventhealth Lake Wales Lake Wales $1,335.86 $77.67 – $201.75
Adventhealth Palm Coast Parkway Palm Coast $934.16 $85.22 – $194.11
Adventhealth Tampa Tampa $1,259.62 $76.59 – $201.75
AdventHealth New Smyrna Beach New Smyrna Beach $585.78 $86.33 – $198.52
Adventhealth Port Charlotte Port Charlotte $1,621.20 $80.04 – $165.94
cleveland clinic florida weston hospital Weston $538.20 $7.25 – $646.00
martin north hospital Stuart $538.20 $6.48 – $380.00

All Florida hospitals for this procedure →