Urine pregnancy test at HCA FLORIDA LAKE MONROE HOSPITAL

1401 WEST SEMINOLE BLVD, SANFORD, FL · HCA Florida Healthcare · · NPI 1285681908

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.41 with Optimum vs $124.51 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $2.41
Freedom Health MCR $2.41
Simply MGMCR $5.16
Molina Healthcare MGMCR $6.37
Humana HMO $6.70
Humana PPO $6.70
Evolutions TieredNetwork $7.71
Humana TRICARE $7.81
AvMed HMOFI $8.04
Sunshine State Health Plan QHP $8.54
United VACCN $8.61
Humana MGMCRHMO $8.61
Devoted Health MCR $8.61
NDMS Definitive Care MGMCR $8.61
Wellmed MGMCR $8.61
United AllPayerAppendix $8.61
United MCR $8.78
BCBS MCRPPO $8.78
FL Health Care Plan MCR $8.78
BCBS MCRHMO $8.78
Aetna MCR $8.83
WellCare MCR $9.04
Sunshine State MCR $9.04
American Health Plan MCR $9.13
AvMed MGMCR $9.13
Cigna Healthspring MCR $9.21
Align Senior Care MGMCR $9.21
Florida Complete Care MCR $9.21
AvMed ASOEO $9.38
Gold Kidney of Florida MCR $9.38
Clear Spring Health MCR $9.47
Seminole County Sheriffs Office MGMCR $9.47
Centurion GVT $9.47
CarePlus MGMCR $9.82
Ultimate Health Plan MCR $9.90
Aetna ASA $10.05
Longevity Health Plan MCR $10.33
Molina Healthcare HIX $10.72
United OptionsPPO $11.19
Oscar HIX $12.48
Solis Health Plan MCR $12.48
Florida Health Care Plan COMM $12.63
Simply Healthcare HIX $13.43
United GlobalBenefitPlan $15.07
Plotkin Health COMM $16.75
AvMed HIXOON $16.75
Prime Health Sheriff COMM $16.75
Prime Health Sheriff WORKERSCOMP $16.75
Multiplan PRIMARYPPO $25.13
Three Rivers Provider Network WorkersComp $25.13
Multiplan Primary $26.13
PPO Next PPO $28.48
Multiplan Complementary $28.48
Multiplan COMPLEMENTARYPPO $28.48
PPO Next COMM $28.48
NovaNet COMM $30.15
Humana MGMCRPPO $34.44
CorVel Corporation WORKERSCOMP $118.28
Prime Health WC $120.77
Careworks (Rockport Community) WORKERSCOMP $124.51
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Urine pregnancy test at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $226.45 $8.18 – $14.37
Adventhealth Palm Coast Parkway Palm Coast $227.64 $8.18 – $18.39
Adventhealth Tampa Tampa $435.68 $8.61 – $19.11
AdventHealth New Smyrna Beach New Smyrna Beach $179.91 $8.18 – $18.81
Adventhealth Port Charlotte Port Charlotte $64.02 $8.61 – $15.72
cleveland clinic florida weston hospital Weston $70.85 $1.43 – $34.00
martin north hospital Stuart $168.35 $1.50 – $29.00
indian river hospital Vero Beach $70.85 $1.43 – $32.00

All Florida hospitals for this procedure →